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Savings account holder information

This is where you'll find some useful account holder information and news from Saga Savings.

Check here for some important updates about Saga Savings accounts and to see the historical interest rates.

0345 850 0664

Saga Savings accounts are provided by Birmingham Midshires Savings parent

Information for account holders

Improvements to your online security

Your online security is important to us, so we’re taking steps to improve the customer identification process on internet accounts.

How will the Base Rate affect your savings account

The Bank of England announced an increase in the Bank of England Base Rate from 0.50% to 0.75%. 

Changes to our accounts

We have made some changes to the account names and conditions to help us offer a simpler range of savings accounts, and to make it easier for you to manage your savings.

Historical rates

Current, future and historical rates for our variable rate accounts that are now closed to new customers. This includes accounts offered to customers with maturing savings accounts.


Following the financial crisis, UK legislation was passed to better protect customers. The new rules mean large banks must separate personal banking services, such as current and savings accounts, from risks in other parts of the business.

Changes to our cash ISA conditions

We have made some changes to the conditions for cash ISAs. These came into effect on 6 April 2018.

Who is the provider and how are they regulated?

The deposit taker for Saga Savings accounts is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Registered office: The Mound, Edinburgh, EH1 1YZ. Registered in Scotland No. SC327000.

Important information

Financial Services Compensation Scheme

Read full details of the Financial Services Compensation Scheme

Privacy Policy

Read our full privacy policy. To view the Privacy Policy you'll need Adobe Acrobat Reader

Arranging third party access to your savings account

​Read full details of how to give someone access to your savings account to act on your behalf.