†These benefits have an upper limit on the amount you can claim. For more information about the specific benefits, limits and exclusions, please see each individual Saga HealthPlan below.
COMPARE HEALTHPLANS
You can choose a Saga HealthPlan to suit your needs and budget from the comparison table below.
Compare health insurance plans from Saga
Saga Health Insurance offers a choice of four health plans, each providing cover for hospital inpatient and day-patient treatment and care. The amount of outpatient cover and additional benefits varies between health plans, shown in our plan comparison table below.
What does Saga Health Insurance cover?
Get a quote and see how the prices of the different Saga HealthPlans compare.
There are options to improve your cover such as Extended Cancer Cover, Health Cash Benefits, Pre-Existing Hypertension cover and Protected No Claim Discount.
Saga HealthPlan Support is only available over the telephone. For more information please call 0330 094 6361.
How the plans compare
| Benefits | Super | Secure | Saver Plus | Support |
|---|---|---|---|---|
| Inpatient and day-patient treatment | ||||
|
Prompt access as a private patient
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Surgeons', anaesthetists' and physicians' fees
|
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Accommodation costs
|
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Operating theatre and nursing costs
|
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Treatment of mental health conditions
|
†
|
†
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†
|
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| Outpatient treatment | ||||
|
Surgical procedures
|
||||
|
Consultations with a specialist and diagnostic tests
|
†
|
†
|
||
|
Practitioner and physiotherapist charges
|
†
|
†
|
||
|
Therapist and acupuncturist charges
|
†
|
†
|
†
|
|
|
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible outpatient cancer treatment following diagnosis |
||||
|
CT, MRI and PET scans in a scanning centre listed in the Saga Countrywide Hospital List
|
*
|
|||
|
Specialist consultations and diagnostic tests for mental health treatment
|
†
|
†
|
†
|
|
| Additional details | ||||
|
NHS cash benefit for up to 20 nights per year
|
†
|
†
|
†
|
†
|
|
Nursing at home following eligible inpatient treatment (on specialist recommendation) |
†
|
†
|
†
|
|
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Recuperative care following eligible inpatient treatment |
†
|
†
|
||
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Ambulance transport (on specialist recommendation)
|
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Major dental cash benefits for specified dental procedures
|
†
|
†
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Dental injuries benefit
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†
|
|||
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External prosthesis benefit
|
†
|
†
|
†
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†
|
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MSK Direct Access
|
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|
Second opinion service
|
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Anytime Healthline
|
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Cancer Care Team support
|
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Mental Health Direct Access
|
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Who underwrites Saga Health Insurance?
Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.
Saga HealthPlan Super
Our best level of protection for eligible inpatient and day-patient cover. Saga HealthPlan Super offers unlimited cover for eligible outpatient treatment including consultations, diagnostic tests, scans and physiotherapy.
Super also includes up to £2,000 a year for therapist (osteopath/chiropractor), acupuncturist charges, treatment of mental health conditions, the use of a private ambulance, nursing at home, recuperative care and even assistance towards some major dental work.
Benefits: Saga HealthPlan Super
| Benefits | Saga HealthPlan Super |
|---|---|
| Inpatient and day-patient treatment | |
|
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
|
|
|
Specialist fees and diagnostic tests*
|
|
|
Treatment of mental health conditions
|
Up to 28 days per year
|
| Outpatient treatment | |
|
Surgical procedures
|
|
|
Consultations with a specialist, diagnostic tests, practitioner and physiotherapy charges*
|
No annual maximum
|
|
Practitioner and physiotherapist charges*
|
No annual maximum
|
|
Therapist and acupuncturist charges*
|
Up to £2,000 per year
|
|
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible outpatient cancer treatment following diagnosis |
No annual maximum |
|
CT, MRI and PET scans
|
No annual maximum
|
|
Treatment of mental health conditions
|
Up to £2,500 per year
|
| Additional benefits | |
|
NHS cash benefit for up to 20 nights per year
|
£150 per night, up to £3,000 per year
|
|
Nursing at home
|
Up to 13 weeks per year
|
|
Recuperative care
|
Up to £2,000 per year
|
|
Private ambulance
|
|
|
Major dental cash benefits for specified dental procedures
|
Up to £1,500 per year
|
|
MSK Direct Access
|
|
|
Second opinion service
|
|
|
Saga GP service
|
|
|
Anytime Healthline
|
|
|
Cancer Care Team support
|
|
|
Mental Health Direct Access
|
|
*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Super policy book.
Saga HealthPlan Secure
Prompt access to inpatient and day-patient treatment and benefits including up to £2,000 towards outpatient consultations and diagnostic tests.
There's cover for a range of practitioner and therapist charges including an extra £400 towards post-operative treatment.
You will also receive full cover for outpatient CT, MRI and PET scans plus a wide range of cover features as laid out in the table below.
Benefits: Saga HealthPlan Secure
| Benefits | Saga HealthPlan Secure |
|---|---|
| Inpatient and day-patient treatment | |
|
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
|
|
|
Specialist fees and diagnostic tests*
|
|
|
Treatment of mental health conditions
|
Up to 28 days per year
|
| Outpatient treatment | |
|
Surgical procedures
|
|
|
Consultations with a specialist, diagnostic tests, practitioner, therapist, physiotherapist and acupuncturist charges
|
Up to £2,000 per year
|
|
Additional post-operative outpatient physiotherapist, therapist, and acupuncturist charges for treatment received after related eligible inpatient and day-patient treatment or a related eligible outpatient surgical procedure. |
Up to £400 per year
|
|
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible outpatient cancer treatment following diagnosis. |
No annual maximum
|
|
CT, MRI and PET scans.
|
No annual maximum |
|
Treatment of mental health conditions
|
Up to £2,000 per year
|
| Additional benefits | |
|
NHS cash benefit for up to 20 nights per year
|
£100 per night, up to £2,000 per year
|
|
Nursing at home
|
Up to 13 weeks per year
|
|
Recuperative care following eligible inpatient treatment |
Up to £1,000 per year (maximum 30 days per year)
|
|
Private ambulance
|
|
|
MSK Direct Access
|
|
|
Second opinion service
|
|
|
Saga GP service
|
|
|
Anytime Healthline
|
|
|
Cancer Care Team support
|
|
|
Mental Health Direct Access
|
|
*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Secure policy book.
Saga HealthPlan Saver Plus
Saver Plus includes prompt access to inpatient and day-patient treatment
There's up to £1,500 towards outpatient treatment and cover for one outpatient scan.
Plus unlimited scans within 8 months following related eligible inpatient or day-patient treatment, or after a related eligible outpatient surgical procedure.
You will also have access to the Saga GP Service and Second Opinion Service.
Benefits: HealthPlan Saver Plus
| Benefits | Saga HealthPlan Saver Plus |
|---|---|
| Inpatient and day-patient treatment | |
|
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
|
|
|
Specialist fees and diagnostic tests*
|
|
|
Treatment of mental health conditions
|
Up to 28 days per year
|
| Outpatient treatment | |
|
Surgical procedures
|
|
|
Consultations with a specialist, diagnostic tests, practitioner, therapist, physiotherapist, and acupuncturist charges*
|
Up to £1,500 per year |
|
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible outpatient cancer treatment following diagnosis. |
No annual maximum
|
|
CT, MRI and PET scans.
|
One scan per year
|
|
CT, MRI and PET scans within 8 months following related eligible inpatient or day-patient treatment, and related eligible outpatient surgical procedures. |
No annual maximum
|
|
Treatment of mental health conditions
|
Up to £1,500 per year
|
| Additional benefits | |
|
NHS cash benefit for up to 20 nights per year
|
£100 per night, up to £2,000 per year
|
|
Nursing at home
|
Up to 2 weeks per year
|
|
MSK Direct Access
|
|
|
Second opinion service
|
|
|
Saga GP service
|
|
|
Anytime Healthline
|
|
|
Cancer Care Team support
|
|
|
Mental Health Direct Access
|
|
*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Saver Plus policy book.
Saga HealthPlan Support
This plan includes prompt access for eligible inpatient and day-patient treatment, a choice of private UK hospitals from our extensive list and 24 hour access to the Saga GP Service.
To make Saga HealthPlan Support even more affordable, this plan offers no outpatient cover and covers only the surgical aspects of cancer treatment. All other aspects, including chemotherapy, would need to be treated on the NHS.
Saga HealthPlan Support is only available over the telephone. Please call 0330 094 6361 for more information.
Benefits: Saga HealthPlan Support
| Benefits | Saga HealthPlan Support |
|---|---|
| Inpatient and day patient treatment | |
|
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
|
|
|
Specialist fees and diagnostic tests*
|
|
| Outpatient treatment | |
|
Surgical procedures
|
|
|
Surgical treatment of cancer
|
|
| Additional benefits | |
|
NHS cash benefit for up to 20 nights per year
|
£100 per night, up to £2,000 per year
|
|
Saga GP service
|
|
|
Anytime Healthline
|
|
|
Cancer Care Team support
|
|
*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of the benefits, please refer to the HealthPlan Support policy book.
Would you like to find out more?
For more information about our health plans, simply call our friendly, UK-based team. Alternatively, you can get a quote for Saga HealthPlan Super, Secure and Saver Plus online in minutes.
0330 094 6361
Get a quote
Mon-Fri – 8:30am-7:00pm
Sat – 9:00am-1:00pm
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