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Over 50s Home Insurance

Award-winning home insurance with 3-year fixed price


Insurance choice award

Our Saga Home 3-year fixed price cover includes these extras as standard

Accidental damage

Full accidental damage cover for mishaps in the home, such as dropping and breaking your phone, up to the sum insured

Personal belongings cover

Protect your items when you’re away from home, up to £10,000 with a single item limit of £2,500

Matching sets cover

If one item is broken you won’t be left with a mismatched suite if we cannot repair or replace individual items to match

Why choose Saga?

3 Year fixed price

Compare our cover levels

3-Year Fixed Price
Saga Home Saga Essential

3-year fixed price

Included with Saga Home Not included with Saga Essential

Buildings cover and contents cover

Included with Saga Home Included with Saga Essential

New for old replacement of items

Included with Saga Home Included with Saga Essential

No need to specify single items worth less than £2500

Included with Saga Home Included with Saga Essential

Accidental damage cover in the home

Included with Saga Home Optional cover with Saga Essential

Personal belongings cover*

Included with Saga Home Optional cover with Saga Essential

Replacement of matching pairs or sets

Included with Saga Home Not included with Saga Essential

*Unspecified personal belongings are covered up to £10,000 per event with a single item limit of £2,500 for Saga Home policyholders.

Enjoy more benefits as a Saga customer

It’s not just high-quality insurance you get when you take out a Saga Home Insurance policy – you also gain access to an array of impressive benefits.

Get great savings

Take advantage of discounts and offers from Saga and our carefully chosen partners, on everything from dining out and day activities to gardening and home fitness.

Win fantastic prizes

You'll also get regular chances to enter prize draws to win gems such as a Saga cruise or a year's free insurance. Plus, get access to entertaining and informative articles, videos and advice.

Get a quote

Saga's range of insurance products is designed specifically for our customers and is unique to us.
Our home insurance policies are provided by a number of insurers that all meet our high standards of quality and service.