Small craft plan - boats under 23ft

At Saga, we understand your needs and concerns when it comes to your passion for your boat. Whether you use your boat to relax and escape from everyday stresses and strains, or for an adventurous weekend of water sports, we've got you covered.

The Saga Small Craft Insurance Plan provides cover for vessels under 23ft, including:
  •     Small sailing yachts
  •     Speedboats*
  •     Slow motor boats
  •     Sports cruisers*
  •     Fast sports cruisers.
*10% discount on speedboats and sports cruisers up to 23ft and capable of 31 knots or above, if you have a level 2 or higher Practical RYA Powerboat qualification or equivalent.

Features and benefits

  •     Up to £3 million third party liability cover (up to £5 million available on request)
  •     Up to £10,000 Personal Accident Cover for you and your passengers
  •     Cover for all risks of accidental, physical loss or damage to your vessel and property
  •     Automatic cover for damage to underwater machinery on most powered boats
  •     No need for a survey once the vessel is insured with us
  •     Agreed value insurance
  •     Cover for whilst your vessel is in transit
  •     Water skiing and water toys cover available
  •     Trailer cover available
  •     Optional Marine Legal Expenses cover for up to £150,000.

Policy documents

If you're an existing policyholder, or simply looking to find out more, use the links below to download the Policy Wording for the Saga Small Craft Insurance Plan.

Policy wording:

Policy Wording

Legal Cover Policy Wording (optional add-on):

For cover start dates on or before 31st December 2018

For cover start dates on or after 1st January 2019