Small craft plan - boats under 23ft

At Saga, we understand your needs and concerns when it comes to your passion for your boat. Whether you use your boat to relax and escape from everyday stresses and strains, or for an adventurous weekend of water sports, we've got you covered.

The Saga Small Craft Insurance Plan provides cover for vessels under 23ft, including:
  •     Small sailing yachts
  •     Speedboats*
  •     Slow motor boats
  •     Sports cruisers*
  •     Fast sports cruisers.
*10% discount on speedboats and sports cruisers up to 23ft and capable of over 31 knots, if you have a level 2 or higher Practical RYA Powerboat qualification or equivalent.

Features and benefits

  •     Up to £3 million third party liability cover
  •     Up to £10,000 Personal Accident Cover for you and your passengers
  •     Cover for all risks of accidental, physical loss or damage to your vessel and property
  •     Automatic cover for damage to underwater machinery on most powered boats
  •     No need for a survey once the vessel is insured with us
  •     Agreed value insurance
  •     Cover for whilst your vessel is in transit
  •     Water skiing and water toys cover available
  •     Trailer cover available
  •     Optional Marine Legal Expenses cover for up to £150,000.

Policy documents

If you're an existing policyholder, or simply looking to find out more, use the links below to download the Policy Wording and Policy Summary for the Saga Small Craft Insurance Plan.

Policy Wording
Policy Summary

Legal Cover Policy Wording (optional add on)
Legal Cover Policy Summary (optional add on)