EXISTING CAR
INSURANCE CUSTOMERS
Renew your car insurance with Saga
Thank you for insuring your car with Saga. You'll receive your renewal invitation with your new price around three weeks before your renewal date.
What to check before you renew
It's important to review your cover to make sure it still meets your needs. You might want to consider whether:
- Your cover level is still right for you. We offer a choice of three Comprehensive cover levels.
- Your estimated mileage, additional drivers and occupation are still correct.
- Your voluntary excess still suits your budget.
- You could benefit from reassessing your optional extras.
How to renew your Saga Car Insurance
To get you to the right place, please choose the option that matches your policy number.
-
Call 0800 056 9169
-
Lines are open:
Monday-Friday 8.30am to 8pm
Saturday 8.30am to 5pm
Sunday 9am to 5pm -
Changes to your policy need to be made over the phone.
-
Call 0345 111 0056
-
Lines are open:
Monday-Friday 8.30am to 8pm
Saturday 8.30am to 5pm
Sunday 9am to 5pm -
Changes to your policy need to be made over the phone.
Saga Car Insurance named a Which? Best Buy
Saga’s Plus, Select and Standard policies are all rated Which? Best Buys. According to the Which? car insurance review, Saga Plus is the best car insurance on the market, and all three policies “wowed” their experts.
Manage your car insurance policy
If you need to make a change, you can contact us or use the options on this page to manage your policy yourself:Your policy documents are all saved online. You can access them by logging into MySaga.
If you are having difficulty accessing your MySaga account or any documents, please contact us.
To make any changes to your Saga Car Insurance policy, please contact us.
More than 30 days before your renewal date
You can change your payment details or cancel your automatic renewal online via MySaga.
Less than 30 days until your renewal date
Please contact us, we will be happy to help over the phone.
If you want to cancel your Saga Car Insurance policy, please contact us.
Any refund or cancellation fee will depend on whether your policy has commenced or if you're cancelling within 14 days of your policy starting. There are no cancellation charges for Saga Plus customers. Our customer service team will be able to discuss this in full when you contact us.
MySaga account
If you haven’t already, you can create a MySaga account to see your past quotes, current insurance policy documents, renewal notifications or manage holiday bookings.
As a Saga Car Insurance customer, you can access your policy documents securely online 24/7 and update contact preferences in your MySaga account.
Getting started with MySaga
- Click the 'Visit MySaga' button.
- Enter the email address you gave us when you got a quote or bought something from Saga.
- Set up a password and follow the instructions to log in.
- You can now view your quotes and insurance documents or even manage your holiday bookings.
Make a car insurance claim
If you need to make a claim, please contact us so we can deal with your claim as soon as possible.
The contact details to make any car insurance claims, including glass repairs and replacement, can be found in the following places:
- On your policy schedule in your MySaga account
- On our dedicated Contact Us page
Find out more about making a car insurance claim with Saga.
Car insurance policy books
We have entered an exciting partnership with Ageas, and during this transition, some cover details may change. Please ensure you view or download the policy book that matches your car insurance policy number.
Car insurance policies beginning MXXXXXXXXX
These policy books apply to policies starting M followed by 9 digits.Saga Car Insurance
Car insurance policies beginning 10XXXXXXXX
These policy books apply to policies with a ten-numbered policy number beginning 10Saga Plus/Select car insurance
Saga Standard car insurance
Saga Breakdown Assistance
Defaqto 5 Star rated car insurance
We are proud to offer five-star treatment every day with Saga Car Insurance – Defaqto 5 Star rated every year since 2013.
Car insurance FAQs
Helping you understand your Saga Car Insurance policyPlease check your certificate, as exclusions may apply due to certain occupations.
If no exclusions apply, you (the policyholder) can drive a car that you don’t own or that isn’t insured by you or your spouse or partner.
However, if you're involved in an accident that is your fault, we'll cover you for any amount that you are legally obliged to pay. Damage to the car you’re driving, or any injuries to you, won’t be covered.
You’ll also need to have the permission of the car’s owner to drive it, and it must be insured in its own right.
If you wish to make or enquire about a claim, please contact us.
Make sure you have your policy number, personal information and details about the claim to hand and our claims assistants will deal with your claim as soon as possible. We also recommend keeping hold of any receipts or photos in case they are lost.
If you would like more information, please visit our how to make a claim section. Alternatively, you can refer to your policy book to make sure you are covered for the type of claim.
You will get a courtesy car as standard if your car is being repaired by an approved repairer following an accident within the UK.
Additionally you can choose to add our Replacement car for theft and total loss cover to your policy. This will provide you with a replacement car if yours is stolen or written off in the UK.
You can view your documents online simply by logging into MySaga.
If you are having difficulty accessing your MySaga account or any documents, please contact us.
More from Saga Car Insurance
There’s plenty to explore with our handy articles
Best time to renew car insurance
Make car insurance renewal less of a headache with Saga Plus fixed price policies and claims promise.
What happens when a car is a written off?
Has your car been damaged in an accident? Find out when your car might be written off and what to do if it is.
Child car seat regulations
Explore the UK's booster seat regulations, including exceptions, and learn how to ensure your car seat is covered by car insurance in our comprehensive guide.
European cover insurance
Drive in over 30 European countries for as long as you like, ready for anything with our handy guide to driving abroad.
The cost of fuel and how to save petrol
Learn more about why fuel costs are rising, when they’ll go down, and how you can save on petrol in the meantime.
Breakdown cover
Flexible policies for over 50s, for breakdown cover you can rely on.
Comprehensive car insurance
When you want to enjoy the freedom of the open road, we’ve got you covered, with comprehensive insurance tailored to you.
Courtesy car cover
You’ll be back on the road in no time with a courtesy car to keep you mobile while yours is being repaired.
Saga's Automated Assistant
