Compare HealthPlans

You can choose a Saga HealthPlan to suit your needs and budget from the comparison table below.

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Compare health insurance plans from Saga

Saga Health Insurance offers a choice of four health plans, each providing cover for hospital in-patient and day-patient treatment and care. The amount of out-patient cover and additional benefits varies between health plans, shown in our plan comparison table below.

The four plans we offer are;

Saga HealthPlan Super
Saga HealthPlan Secure
Saga HealthPlan Saver Plus
Saga HealthPlan Support

There are options to improve your cover such as Extended Cancer Cover, Health Cash Benefits, Pre-Existing Hypertension cover and Protected No Claim Discount.

When you're ready to compare health insurance for the UK, you can get a quote for Saga HealthPlan Super, Saga HealthPlan Secure and Saga HealthPlan Saver Plus to see how these different options affect your premium.

Saga HealthPlan Support is only available over the telephone. For more information please call 0800 015 0226.

How the plans compare

Benefits	Super	Secure	Saver Plus	Support
In-patient and day patient treatment
Prompt access as a private patient	Yes	Yes	Yes	Yes
Surgeons', anaesthetists' and physicians' fees	Yes	Yes	Yes	Yes
Accommodation costs	Yes	Yes	Yes	Yes
Operating theatre and nursing costs	Yes	Yes	Yes	Yes
Treatment of mental health conditions	Yes^†	Yes^†	Yes^†
Out-patient treatment
Surgical procedures	Yes	Yes	Yes	Yes
Consultations with a specialist and diagnostic tests	Yes	Yes^†	Yes^†
Practitioner and physiotherapist charges	Yes	Yes^†	Yes^†
Therapist, homeopath and acupuncturist charges	Yes^†	Yes^†	Yes^†
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis	Yes	Yes	Yes
CT, MRI and PET scans in a scanning centre listed in the Saga Countrywide Hospital List	Yes	Yes	Yes^*
Specialist consultations and diagnostic tests for mental health treatment	Yes^†	Yes^†	Yes^†
Additional details
NHS cash benefit for up to 20 nights per year	Yes^†	Yes^†	Yes^†	Yes^†
Home nursing following eligible in-patient treatment (on specialist recommendation)	Yes^†	Yes^†	Yes^†
Recuperative care following eligible in-patient treatment	Yes^†	Yes^†
Ambulance transport (on specialist recommendation)	Yes	Yes
Major dental cash benefits for specified dental procedures	Yes^†
Dental injuries benefit	Yes^†
External prosthesis benefit	Yes^†	Yes^†	Yes^†	Yes^†
Working Body	Yes	Yes	Yes
Second opinion service	Yes	Yes	Yes
Saga GP service	Yes	Yes	Yes	Yes
Saga Health Information Line	Yes	Yes	Yes	Yes
Cancer Care Team support	Yes	Yes	Yes	Yes
Stronger Minds mental health support	Yes	Yes	Yes

†These benefits have an upper limit on the amount you can claim. For more information about the specific benefits, limits and exclusions, please see each individual Saga HealthPlan below.

*One CT, MRI or PET scan. Unlimited follow-up scans performed within eight months after related, eligible in-patient or day-patient treatment, or a related out-patient surgical procedure.

Saga HealthPlan Super

Super gives our best level of protection for eligible in-patient and day-patient cover and offers unlimited cover for eligible out-patient treatment including consultations, diagnostic tests, scans and physiotherapy. Super also includes cover for up to £2,000 a year for therapist (osteopath/chiropractor), homeopath and acupuncturist charges, treatment of mental health conditions, the use of a private ambulance, home nursing, recuperative care and even assistance towards some major dental work.

Benefits: Saga HealthPlan Super

Benefits	Saga HealthPlan Super
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List	Yes
Specialist fees and diagnostic tests*	Yes
Treatment of mental health conditions	Up to 28 days per year
Out-patient treatment
Surgical procedures	Yes
Consultations with a specialist, diagnostic tests, practitioner and physiotherapy charges*	No annual maximum
Practitioner and physiotherapist charges*	No annual maximum
Therapist, homeopath and acupuncturist charges*	Up to £2,000 per year
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis	No annual maximum
CT, MRI and PET scans	No annual maximum
Treatment of mental health conditions	Up to £2,500 per year
Additional benefits
NHS cash benefit for up to 20 nights per year	£150 per night, up to £3,000 per year
Nursing at home	Up to 13 weeks per year
Recuperative care	Up to £2,000 per year
Private ambulance	Yes
Major dental cash benefits for specified dental procedures	Up to £1,500 per year
Working Body	Yes
Second opinion service	Yes
Saga GP service	Yes
Saga Health Information Line	Yes
Cancer Care Team support	Yes
Stronger Minds counselling sessions	Yes
Fast Track Appointments Service	Yes

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Super policy book.

Saga HealthPlan Secure

With Saga HealthPlan Secure you will have prompt access to in-patient and day-patient treatment and a range of benefits including up to £2,000 towards out-patient consultations, diagnostic tests and a range of practitioner and therapist charges including an extra £400 towards post-operative treatment.

You will also receive full cover for out-patient CT, MRI and PET scans plus a wide range of cover features as laid out in the table below.

Benefits: Saga HealthPlan Secure

Benefits	Saga HealthPlan Secure
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List	Yes
Specialist fees and diagnostic tests*	Yes
Treatment of mental health conditions	Up to 28 days per year
Out-patient treatment
Surgical procedures	Yes
Consultations with a specialist, diagnostic tests, practitioner, therapist, physiotherapist, acupuncturist and homeopath charges	Up to £2,000 per year
Additional post-operative out-patient physiotherapist, therapist, acupuncturist and homeopath charges for treatment received after related eligible in-patient and day-patient treatment or a related eligible out-patient surgical procedure.	Up to £400 per year
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis	No annual maximum
CT, MRI and PET scans	No annual maximum
Treatment of mental health conditions	Up to £2,000 per year
Additional benefits
NHS cash benefit for up to 20 nights per year	£100 per night, up to £2,000 per year
Nursing at home	Up to 13 weeks per year
Recuperative care following eligible in-patient treatment	Up to £1,000 per year (maximum 30 days per year)
Private ambulance	Yes
Working Body	Yes
Second opinion service	Yes
Saga GP service	Yes
Saga Health Information Line	Yes
Cancer Care Team support	Yes
Stronger Minds mental health support	Yes
Fast Track Appointments Service	Yes

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Secure policy book.

Saga HealthPlan Saver Plus

Saver Plus includes prompt access to in-patient and day-patient treatment, up to £1,000 towards out-patient treatment, cover for one out-patient scan, plus unlimited scans within 8 months following related eligible in-patient or day-patient treatment, or after a related eligible out-patient surgical procedure, Saga GP Service, Second Opinion Service.

Benefits: HealthPlan Saver Plus

Benefits	Saga HealthPlan Saver Plus
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List	Yes
Specialist fees and diagnostic tests*	Yes
Treatment of mental health conditions	Up to 28 days per year
Out-patient treatment
Surgical procedures	Yes
Consultations with a specialist, diagnostic tests, practitioner, therapist, physiotherapist, acupuncturist and homeopath charges*	Up to £1,000 per year
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis	No annual maximum
CT, MRI and PET scans	One scan per year
CT, MRI and PET scans within 8 months following related eligible in-patient or day-patient treatment, and related eligible out-patient surgical procedures	No annual maximum
Treatment of mental health conditions	Up to £1,500 per year
Additional benefits
NHS cash benefit for up to 20 nights per year	£100 per night, up to £2,000 per year
Nursing at home	Up to 2 weeks per year
Working Body	Yes
Second opinion service	Yes
Saga GP service	Yes
Saga Health Information Line	Yes
Cancer Care Team support	Yes
Stronger Minds mental health support	Yes
Fast Track Appointments Service	Yes

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Saver Plus policy book.

Saga HealthPlan Support

This plan includes prompt access for eligible in-patient and day-patient treatment, a choice of private UK hospitals from our extensive list and 24 hour access to the Saga GP Service.

To make Saga HealthPlan Support even more affordable, this plan offers no out-patient cover and covers only the surgical aspects of cancer treatment. All other aspects, including chemotherapy, would need to be treated on the NHS.

Saga HealthPlan Support is only available over the telephone. Please call 0800 015 0226 for more information.

Benefits: Saga HealthPlan Support

Benefits	Saga HealthPlan Support
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List	Yes
Specialist fees and diagnostic tests*	Yes
Out-patient treatment
Surgical procedures	Yes
Surgical treatment of cancer	Yes
Additional benefits
NHS cash benefit for up to 20 nights per year	£100 per night, up to £2,000 per year
Saga GP service	Yes
Saga Health Information Line	Yes
Cancer Care Team support	Yes
Fast Track Appointments Service	Yes

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of the benefits, please refer to the HealthPlan Support policy book.

For more useful information see our Private Health Insurance Brochure [PDF]