In this guide, we break down what private medical insurance (PMI) covers, who it’s best suited for and how it compares to NHS services.
Key takeaways:
Private medical insurance (PMI) helps pay for a wide range of private healthcare treatments. It usually includes:
Some providers also offer optional extras, such as dental care or eye tests, which you can add to your policy.
Check out our guide for a more detailed look at what health insurance covers.
Private medical insurance offers several advantages:
It depends on your personal situation. While private health insurance has many benefits, there are a few things to think about:
You might benefit from private health insurance if you:
You can still use NHS services even if you have private health insurance. Having a policy gives you the choice to go private, but you don’t have to. Your right to NHS care stays the same.
You can decide which service to use based on your needs. For example, you might choose the NHS for routine check-ups or emergencies, but go private if you want faster access to a specialist.
Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.
Health insurance for people over 50 that provides a quicker route to diagnosis and planned medical treatment in a private hospital.
Get quicker diagnosis and treatment with nationwide private hospital options. There’s no upper age limit and you won’t need a medical.
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