How to identify the highest-quality products on the market

We are proud to have started 2021 with Defaqto 5 Star Ratings for our home, car and travel insurance, as well as for our Saga HealthPlan Super, and we wanted to let you know what this means for you.

When you see a Defaqto 5 Star Rating on a piece of Saga correspondence, advertising or our website, you can be confident that the insurance product it’s relating to has been carefully examined against all the competition and has been rated as one of the highest-quality offerings on the market.

Based on facts, not opinions

Defaqto is an independent financial information business that rates products based on facts alone, as explained in this short video. The team has been researching and analysing data for 25 years, comparing details from thousands of financial products to help customers like you make better informed decisions about what you buy. Whether it’s car insurance, a pension provider or a new credit card you’re after, you can trust Defaqto to have done the hard work for you.

Take home insurance, for instance. Defaqto’s product experts scrutinise the policy books and websites of every provider on the market comparing individual features and benefits to see which businesses provide the most comprehensive levels of cover. For example, they’ll compare the minimum excesses and the alternative accommodation limits, and they’ll examine the availability of individual features, such as matching items, personal possessions away from home and accidental damage cover. Through this detailed analysis, it’s possible to give every product a star rating.

The Star Ratings range from 1 to 5. A 1 Star Rating indicates a basic product with a low level of features and benefits while a 5 Star Rating is Defaqto’s highest mark of quality indicating it’s one of the most comprehensive products available.

Quality at a glance

Our home, car and travel insurance plus our Saga HealthPlan Super have carried a Defaqto 5 Star Rating for a number of years, and we are always delighted when February comes around and we receive news that we’ve retained this mark of quality.

All this scrutiny by the product experts doesn’t just benefit consumers, either, as it provides financial advisers and brokers with an expert, unbiased assessment so they can see the quality of products and policies at a glance.

If you’re interested in getting our Defaqto 5 Star rated home cover, you’ll be pleased to know we’re currently offering 15% cashback to customers who already hold an insurance product with us. Find out more. We’ve got the same cashback offer on Saga Car Insurance too. Find out more.

Our home and car insurance policies are provided by a number of insurers that all meet our high standards of quality and service.

If it’s a holiday you’re currently planning, you can also get 15% off a single trip or annual multi-trip travel insurance policy. Find out more.

Saga Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch.

We’re also offering the first 3 months free on our health insurance. Get a quote online today. 

Saga Health Insurance is provided by AXA PPP healthcare Limited.

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