Win back the cost of your home or car insurance

We’re over the moon to announce we’re now a Which? Recommended Provider of car insurance and Which? Recommended Provider of home insurance. After all, everyone knows that Which? only endorses the best products and services.

Which recommended provider of home insurance       Which recommended provider of car insurance

To celebrate, we’ll refund the cost of 5 new lucky customers’ car insurance and 5 new lucky customer's home insurance, up to £500, with a special prize draw. Just buy your policy using the details below by 30 June 2022 for the chance to win back your premium.

Saga Car Insurance and Saga Home Insurance prize draws terms and conditions

1. This prize draw is for customers who buy a new Saga Car Insurance policy and/or new Saga Home Insurance policy after clicking the ‘Get a home prize draw quote’ or 'Get a motor prize draw quote' buttons above and complete the quote process until the purchase is complete.

2. Customers can enter one or both prize draws by buying a new car and/or a new home insurance policy, but can only enter once for each prize draw.

3. This prize draw is not available to customers who live in Northern Ireland.

4. The opening date for entries is Monday 11 April 2022. The closing date of the prize draws is 11.59pm, Thursday 30 June 2022. Entries received after this time will not be counted.

5. The Promoter accepts no responsibility for entries not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

6. The 5 home insurance winners and 5 car insurance winners will be chosen by a random draw, supervised by an independent person on Monday 22 August 2022 (“Draw Date”).

7. The following applies to the winners:

a. The 5 winners will receive a refund on the premium they paid for their year’s Saga Home Insurance, up to the value of £500.

b. The 5 winners will receive a refund on the premium they paid for their year’s Saga Car Insurance, up to the value of £500.

8. The following applies to the winners:

a. The maximum value of the cover under this offer is £500 and does not include any mid-term adjustments.

b. In the event of a mid-term adjustment or cancellation that results in a refund, the refund will not include the amount that was paid at the beginning of the policy year by us as a result of the customer winning the prize draw.

c. If a winner’s premium is more than £500, or increases above this amount following a mid-term adjustment, the difference must be funded by the winner.

d. If a mid-term adjustment results in a price increase, the additional amount must be funded by the winner even if the new total premium remains below £500.

e. The persons and vehicles insured are subject to our normal acceptance criteria.

f. The policy is subject to the terms and conditions found in the policy documents.

g. The prize is for one policy year only (12 months). For customers who buy a new Saga Plus policy with a 3-year fixed price, the prize will be for the first year of cover only.

h. The offer is only available for policies covering the policyholder or policyholder and their spouse or partner. For Saga Car Insurance, other named drivers may be added (subject to acceptance criteria) but this will incur an additional cost if doing so exceeds the prize value of £500.

i. New Saga Plus cover level policies will be subject to relevant fixed-price terms and conditions; the price at the second and third year will not increase from the price the winner would have paid for the first year’s policy (subject to no changes to risk, claims or Insurance Premium Tax). The winner can choose to pay for the policy from the second year or cancel the policy as required.

j. The prize will only be issued to the winners if the policy they hold is still current and all policy payments are up to date at the time of the Draw Date.

k. The prize will be paid back to the card details that we hold for the winning policy. If we do not hold any valid card details or if there are any complications with this, a cheque for the total amount will be issued.

9. The winners will be notified by email or telephone (using details held on their policy before midnight, Monday 5 September 2022. If a winner does not respond to the Promoter within 5 days of being notified, then the winner’s prize will be forfeited, and the Promoter will be entitled to select another winner in accordance with the process described above.

10. The prize for the winners is non-exchangeable, non-transferable and no cash alternative is offered.

11. The prize is supplied by Saga Services Limited. The Promoter reserves the right to replace the prize with an alternative prize of equal or higher value if circumstances beyond the Promoter’s control make it necessary to do so.

12. The winners’ names and counties can be obtained by sending a stamped addressed envelope to: Saga Customer Benefits Team, Saga Services Limited, Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE, or by sending an email to within 15 working days of the Draw Date.

13. Participants are deemed to have accepted and agreed to be bound by these terms and conditions upon entry. The Promoter reserves the right to refuse entry or refuse to award the prize to anyone in breach of these terms and conditions.

14. The Promoter reserves the right to hold void, cancel, suspend or amend the promotion where it becomes necessary to do so.

15. Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winners or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.

16. Winners may be required to participate in publicity related to the prize draw which may include the publication of their name and photograph in any media.

17. Personal data supplied during the course of this promotion may be passed on to third-party suppliers only insofar as required for fulfilment/delivery/arrangement of the prize.

18. The prize draw will be governed by English law and entrants to the prize draw submit to the jurisdiction of the English courts.

19. The Promoter of this prize draw and Data Controller is Saga Services Limited of Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE.

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