Home insurance policy documents
The Policy Books below provide you with all the necessary information about our home insurance policies
Policy documentation
Our Policy Book provides you with full details of the cover provided under your policy.
Buildings and Contents - Saga Home with 3-year fixed price
Download (Cover start date on or after 13/09/2019)
Buildings and Contents - Saga Essential
Download (Cover start date on or after 13/09/2019)
Buildings and Contents - Saga Home with 3-year fixed price
Download (Policies taken out on or after 25/03/2019 and existing customers who renewed with a cover start date on or after 30/04/2019)
Buildings and Contents - Saga Essential
Download (Policies taken out on or after 25/03/2019 and existing customers who renewed with a cover start date on or after 30/04/2019)
Buildings and Contents
Download (Cover start date on or after 02/11/2018)
Download (Cover start date 01/08/2018 - 01/11/2018)
Download (Cover start before 01/08/2018)
Buildings and Contents – Premier
Download (Cover start date on or after 02/11/2018)
Download (Cover start date 01/08/2018 - 01/11/2018)
Download (Cover start date before 01/08/2018)
Saga Home Emergency
Download (Cover start date on or after 28/03/2018)
Download (Cover start date before 28/03/2018)
Download (Cover start date on or after 13/09/2019)
Download (Cover start date on or after 02/11/2018)
Download (Cover start date 01/08/2018- 01/11/2018)
Download (Cover start date 26/04/18 - 31/07/2018)
Download (Cover start date before 26/04/2018)
Saga Home Emergency
Download (Cover start date on or after 28/03/2018)
Download (Cover start date before 28/03/2018)
Renewing your policy
You will be sent a renewal invitation 21 days before your renewal date, which will include details of your premium for the next year.
If you're paying by Direct Debit and you are happy with your cover, you do not need to do anything as we will automatically renew your home insurance for you.
Before your renewal goes through, it’s a good idea to check your policy Schedule to make sure you are happy with your level of cover.
If you have any questions please call us on 0800 056 6444. Lines are open Monday to Friday 8.30am–8pm, Saturday 8.30am–5pm and Sunday 9am-5pm.