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Policy documents

The Policy Books below provide you with all the necessary information about our home insurance policies
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Policy documentation

Our Policy Book provides you with full details of the cover provided under your policy.



Buildings and Contents - Saga Plus Home Insurance

Download (Cover start date on or after 01/11/2021)

Buildings and Contents - Saga Select Home Insurance

Download (Cover start date on or after 24/02/2022)

Download (Cover start date on or after 01/11/2021)

Buildings and Contents - Saga Home

Download (Policy numbers beginning 1, taken out on or after 23/09/2020)

Download (Policies taken out on or after 30/03/2020)

Download (Cover start date on or after 09/01/2020)

Download (Cover start date on or after 01/11/2019) 

Buildings and Contents - Saga Essential

Download (Policy numbers beginning 1, taken out on or after 23/09/2020)

Download (Policies taken out on or after 30/03/2020)

Download (Cover start date on or after 09/01/2020)

Download (Cover start date on or after 01/11/2019)

Saga Home Emergency

Download (Cover start date on or after 01/11/2021)

Download (Cover start date on or after 31/03/2021)

Download (Cover start date on or after 28/03/2018)

Download (Cover start date on or after 01/11/2021)

Download (Policy numbers beginning 1, taken out on or after 23/09/2020)

Download (Cover start date on or after 01/11/2019)

Saga Home Emergency

Download (Cover start date on or after 01/11/2021)

Download (Cover start date on or after 31/03/2021)

Download (Cover start date on or after 28/03/2018)

Home insurance renewal

You will be sent a home insurance renewal invitation 21 days before your renewal date, which will include details of your premium for the next year.

If you're paying by Direct Debit and you are happy with your cover, you do not need to do anything as we will automatically renew your home insurance for you.

Before your renewal goes through, it’s a good idea to check your policy Schedule to make sure you are happy with your level of cover.

If you have any questions please call us on 0800 056 6444. Lines are open Monday to Friday 8.30am–8pm, Saturday 8.30am–5pm and Sunday 9am-5pm.