At Saga Mortgages, we believe life after 50 should be full of possibilities. This includes making the most of your home. Whether you want to buy, remortgage, support a loved one, or free up funds for the future, we're here to help.
Thanks to our partnership with award-winning broker Tembo, you can access expert advice on all types of mortgages. You’ll also unlock thousands of deals from over 100 lenders, making it easier to find the best rate and right mortgage for you.
Your home may be repossessed if you fail to repay your mortgage.
Access specialist advice and mortgage products for over 50s.
Secure the best deal from over 100 lenders and more than 20,000 products.
Talk to a team of award-winning advisers, seven days a week.
Get a personalised recommendation – Quickly see what products and deals are available by requesting a personal mortgage plan. It's fast, free and tailored to your needs.
Forget about future fees - After your first mortgage with us, you'll never pay another advice fee. No matter how many times you move or remortgage. And NHS workers enjoy free advice for life.
Average time to mortgage offer is only 10 days – We keep things moving with instant property valuations, same-day appointments, and by staying open seven days a week.
No broker fees on product transfers - Switching to a new mortgage deal with your current lender? Good news, we won't charge you a penny in broker fees for product transfers. Please note, if you're looking to borrow more through a further advance, our standard remortgage fee applies.
Find out how you could borrow in later life with a RIO mortgage.
Are you looking to buy your first rental property to earn additional income in retirement?
There are options available if you want to support loved ones looking to get on the property ladder.
There's plenty to explore and learn about our mortgage products and discover what else Saga has to offer.
Saga help explain how you can pay off an interest-only mortgage.
Explore later life mortgages and the options available when you retire.
We take a look at how much getting a mortgage costs and understand what's changed.
We look at the ways parents can choose to support their children on the property ladder.
Saga help you look at things you can do to increase your home's value.
There are pros and cons having adult children live at home with you.
There's plenty to explore and learn about our mortgage products and discover what else Saga has to offer.
We do our best to help explain the complicated nature of Inheritance Tax.
Find out how to get a second mortgage and release equity from your home, using second charge loans with our expert guidance.
Your home may be repossessed if you fail to repay your mortgage. Saga Money may receive payment from Tembo if you get a mortgage offer via the Saga Mortgages service. This will not affect the amount you pay for the service.
Saga is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (company number 3023493). Registered office 3 Pancras Square, London, N1C 4AG. Saga Personal Finance Limited is authorised and regulated by the Financial Conduct Authority under the registration number 178922.
Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. Tembo Money was awarded Best Mortgage Broker at the British bank awards in 2022, 2023, 2024 and 2025.