Menopause is a natural part of ageing. But for many, its symptoms can be disruptive and difficult to manage. Whether it's hot flushes, mood swings or sleep problems, understanding your treatment options – and whether they're covered by health insurance – can make a big difference.
Key takeaways:
Medical menopause happens when the ovaries stop working because of medical treatment, like chemotherapy, surgery or certain medicines. It often affects younger women and starts earlier than natural menopause.
Natural menopause happens gradually as hormone levels drop with age. In natural menopause, periods stop over time as the ovaries slowly stop working.
Menopause isn’t usually classed as a medical condition. That’s because it’s considered a normal part of ageing for women, marking the end of their reproductive years.
However, you can talk to a doctor if your menopause symptoms are problematic. These can be treated with medical interventions, including hormone therapy.
Menopause affects everyone differently, but many people experience a range of physical and emotional symptoms.
Common symptoms include:
If your periods haven’t stopped but you’re experiencing symptoms of menopause, this is called ‘perimenopause’. This ends and becomes menopause when you go one year without having a period.
You can get similar symptoms to menopause with perimenopause, including anxiety, hot flushes and mood swings.
Menopause can be managed in several ways, depending on your symptoms, medical history and personal preferences. Common treatment options include:
Some health insurance plans cover menopause treatments. What’s included depends on your provider, but you may get:
Explore what health insurance covers in more detail in our guide.
Coverage for menopause varies by provider. Some may include HRT and prescriptions, while others may not – so it’s important to check your policy.
Many plans don’t cover long-term care for menopause symptoms, as it’s seen as a natural part of ageing. Some tests and scans to diagnose menopause symptoms may not be included.
Covered by Saga (subject to eligibility)
Not covered by Saga
Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.
Get quicker diagnosis and treatment with nationwide private hospital options. There’s no upper age limit and you won’t need a medical.
There's plenty to explore and learn about our health insurance cover and beyond.
With retirement on the horizon, enjoy peace of mind with Saga’s health insurance for over 60s.
It’s your first line of defence against ill health, so how can you keep it in tip-top shape?
Interested in adding eye care coverage to your health insurance plan? Discover everything you need to know about optical insurance.
Curious about the costs of private health insurance? Our detailed guide covers everything you need to know before making a decision.
Mental health concerns can get worse if not treated promptly and with care. Read our guide to getting help fast.
Discover how much private healthcare costs in the UK, with and without insurance. Learn about treatment prices, private GP fees, and how insurance can help.
If you work for yourself, it really pays to stay healthy. See how health insurance could give you a speedy route to recovery if illness gets in the way of business.
Concerned about your sleep? Find out how much sleep you really need and tips you can try for a better night.
