GUIDES
TO HOME INSURANCE

Our simple guides include a wealth of information that can help you really get to know home insurance cover.

Browse by category

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Working from home today?

Take a quick break and make sure you’ve got the right insurance for the type of work you do.

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When was my house built?

How to check when your house was built and how it may affect your home insurance.

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Home insurance horror

How to avoid the nightmare of finding out your policy is invalid because of an unknowing breach of contract.

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What’s wear and tear?

Get on top of what this home insurance term means for you, your home and any claims you might make.

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Unoccupied home insurance

Planning some time away? Make sure your property is still protected if you leave it empty for a while.

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How to unblock a sink

Discover effective methods to unblock your sink with Saga’s comprehensive guide.

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Subsidence

Subsidence insurance protects against high costs of subsidence repair.

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Weather the storm

Find out all you need to know about storms and home insurance – and the most important thing you need to do to prepare for one.

A multi-generational family sat close together on their sofa at home

3-year fixed price
home insurance

Choose Saga Plus and fix the price of your insurance for the next 2 renewals, if nothing changes. T&Cs apply.

Get a quote

Learn more about Saga Home Insurance

Everything you need to know (and more) about our car insurance

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Over 50s home insurance

Stay safe and protected in your home with dedicated home insurance for the over 50s and a 3-year fixed price option, if nothing changes.
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Buildings insurance

Protect your property with buildings insurance. We offer up to £1 million cover, three-year fixed price and no cancellation fee.

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Accidental pet damage

Make sure you’ve got the right level of home insurance to cover damage caused by your pets.

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Contents insurance

Protect your favourite things against theft, fire and accident with up to £100,000 content cover at a 3-year fixed price.

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Accidental damage insurance

Repair or replace belongings around your home after accidental mishaps and unexpected damage.

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Bicycle insurance

Enjoy your two-wheel adventures more when you get the right bike insurance.

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Additional home insurance cover options

Tailor your home insurance policy to suit your needs with optional extras such as Saga Home Emergency and Legal Expenses.

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Boiler cover

Guard against inconvenient and unexpected boiler failure with Saga Home & Heating Emergency cover and boiler service option.

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Buildings and contents insurance

Keeping it simple to set up and manage, combined buildings and contents insurance offers great cover with less paperwork.

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Flood re – Flood risk home insurance

Our home insurance with Flood Re can make it easier and more affordable to cover your home if it’s in a high-risk flooding area.

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Emergency cover

Get cover for home emergencies with a 24/7 emergency helpline, unlimited callouts and up to £2,000 per incident. Optionally include cover for your boiler & heating too.

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Flat roof insurance

Having a flat roof can make your home more prone to weather damage. Keep your home protected with flat roof insurance.

Interior of a home in the middle of being renovated

Home renovation insurance

Whether you’re fitting a new kitchen, converting the loft or extending the house, keep your home protected at all times.

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Holiday home insurance

Insure your holiday home for peace of mind that it’s protected, even when you’re not there.

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Over 70s home insurance

Carry on feeling safe and protected in the home that you live in and love, with home insurance tailored for the over 70s.

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Legal expenses insurance

Get unlimited legal advice and protect yourself against the cost of disputes over contracts, property damage, personal injury and more.

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Over 80s home insurance

Get protection for your home and a lifetime’s belongings with Defaqto 5 star rated home insurance for the over 80s.

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Personal possessions insurance

Protect your valuables when you’re out and about with personal belongings insurance. Find out more about what it covers.

A hole in a ceiling exposing pipework

Trace and access cover

Limit the damage caused by water leaks and burst pipes in your home.

Two women sat on a counter laughing while listening to records

Over 60s home insurance

Keep your home and belongings just how you like them, with Saga home insurance designed to help them stay just right.

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Renters insurance

Contents insurance for renters to protect personal belongings. Get up to £100K contents cover available with three-year fixed price and no cancellation fee.