BOILER COVER INSURANCE

How does boiler cover work?

Boiler insurance cover is included with Saga Home and Heating Emergency. Your home is also covered for a range of emergencies relating to the following areas:

• Cover for a sudden and complete breakdown of the boiler, heating, or hot water system
• Boiler pipe cover, if there's a leak from a hot water pipe or radiator that can't be stopped by turning the radiator off
• Plumbing and drains, if you have a blocked drain or a burst pipe
• Electrical, if there is failure of internal electrics
• Pest infestation, such as the removal of wasps or hornets’ nests, mice or rats.

Cover includes an emergency 24/7 helpline, call out charges, and emergency home repairs carried out by approved tradespeople. It will also pay for up to three nights alternative accommodation in your local area if you can’t stay at home when it’s being repaired.

When you make a call to the emergency helpline, our provider will contact their network of repairers and then we let you know how quickly they can come out to address your problem.

We pay up to £2,000 per incident to cover call out, labour, parts, materials and VAT, for a home emergency relating to the complete failure to function of the main heating system or boiler in your home. There’s no limit to the number of callouts per policy year.

We also offer a boiler cover with annual service option, so that you can be sure your boiler is less likely to breakdown without warning.

If the boiler can’t be economically repaired, we’ll reimburse a maximum of £250 towards the cost of you replacing it with a new boiler.

Choose Home and Heating Emergency cover while getting a quote for home insurance. If you’re an existing customer, you can add Home and Heating Emergency at any time by calling 0800 056 9102.

Do you need boiler cover?

Having boiler cover in place gives you peace of mind that if the worst happens you won’t be left without heating in the middle of a winter cold snap. When you’re considering if boiler cover is worth it, it’s down to how you feel you could cope without a boiler, and how you’d get issues fixed quickly.

Adding boiler and plumbing cover to your home insurance offers a simple straightforward way to get a qualified engineer to come out and fix any issues in the case of an emergency.

You can also keep your boiler up to date with boiler cover and service, an additional option that you can add to Saga Home Emergency policies. This is an annual service to give you additional reassurance that things are less likely to go wrong.

Choose Home and Heating Emergency cover while getting a quote for home insurance. If you’re an existing customer, you can add Home and Heating Emergency at any time by calling 0800 056 9102.