Additional cover available with Saga Home Insurance


Personal Belongings Cover

Saga’s Personal Belongings cover offers worldwide protection for your possessions up to £10,000 per incident (lower levels up to £2,500 or £5,000 are also available)– whether you have lost items inside your home or garden, left them on the train or broken them on a day’s outing.

You are covered for things like:

  •   Watches and cameras lost on holiday
  •   iPad left on the train
  •   Phone left in a taxi

Premier cover includes personal belongings cover up to £10,000 per incident as standard for items away from home.

Home Emergency cover is available from £39.99 per year.

We cover a range of emergencies relating to areas such as:

  •   Plumbing and drains – such as a blocked drain or a burst pipe
  •   Internal electrics – complete failure of internal electrics
  •   Pest infestation – such as the removal of wasps or hornets nests
  •   Security (i.e. glazing and locks) – such as a smashed window causing a security risk.

Cover includes:

  •   Emergency helpline available 24/7
  •   Approved tradesmen
  •   No costly call out charges
  •   Guarantee on permanent repairs.
Home Emergency and Home and Heating Emergency covers you for the following:
Cover and benefits Home Emergency Home and Heating Emergency
Call outs allowed each year Unlimited Unlimited
Water supply pipe

Internal plumbing and drainage

Roof damage

Pest infestation

Security (i.e. glazing and locks)

Overnight accommodation each year 3 nights 3 nights
Complete electrical failure

Complete boiler breakdown

Annual boiler service Optional Optional

Please note, claims cannot be made within the first 14 days of the policy.


Legal Expenses

Saga’s Legal Expenses cover provides:

  •  Unlimited personal legal advice
  •  Cover of up to £100,000 for a variety of legal proceedings

Legal Expenses cover would help if…

  •  Your neighbour’s overhanging branches fall and damage your property
  •  You are unfairly dismissed by your employer
  •  You are injured in an accident.

We will cover claims as long as the legal team believe you can win your case.

Cover is available when the amount in dispute is £100 or more. We cover pre-existing contracts as long as the incident occurred during the period of insurance. Disputes between landlord and tenant are not covered.

 


Garden Cover

Extended Garden Cover provides up to £5,000 per claim for your outdoor items, lawns and plants; for example:

  • Garden furniture
  • Garden Tools
  • Barbecues
  • Childrens play equipment
  • Ornaments
  • Greenhouses
  • Freestanding storage units

Whether after a storm you wake up in the morning to find your greenhouse and it's contents have been destroyed, or your garden tools and prized shrubs have been stolen - we'll pay for the replacement. If needed we also pay for the garden re-design fees and you'll receive 20% discount on selected items at the Saga Garden Centre.




Additional cover available with Saga TailorMade Home Insurance


Home Emergency cover is available from £39.99 per year.

We cover a range of emergencies relating to areas such as:

  •   Plumbing and drains – such as a blocked drain or a burst pipe
  •   Internal electrics – complete failure of internal electrics
  •   Pest infestation – such as the removal of wasps or hornets nests
  •   Security (i.e. glazing and locks) – such as a smashed window causing a security risk.

Cover includes:

  •   Emergency helpline available 24/7
  •   Approved tradesmen
  •   No costly call out charges
  •   Guarantee on permanent repairs.
Home Emergency and Home and Heating Emergency covers you for the following:
Cover and benefits Home Emergency Home and Heating Emergency
Call outs allowed each year Unlimited Unlimited
Water supply pipe

Internal plumbing and drainage

Roof damage

Pest infestation

Security (i.e. glazing and locks)

Overnight accommodation each year 3 nights 3 nights
Complete electrical failure

Complete boiler breakdown

Annual boiler service Optional Optional

Please note, claims cannot be made within the first 14 days of the policy.


Legal Expenses

Saga’s Legal Expenses cover provides:

  •  Unlimited personal legal advice
  •  Cover of up to £100,000 for a variety of legal proceedings

Legal Expenses cover would help if…

  •  Your neighbour’s overhanging branches fall and damage your property
  •  You are unfairly dismissed by your employer
  •  You are injured in an accident.

We will cover claims as long as the legal team believe you can win your case.

Cover is available when the amount in dispute is £100 or more. We cover pre-existing contracts as long as the incident occurred during the period of insurance. Disputes between landlord and tenant are not covered.