Cottage in the pretty village of Chilham, Kent, UK with the church tower in the background

When was my house built?

Are you curious to know when your property was constructed? Find out why it’s a good thing to know for your home insurance.

Published - 14 Nov 2024

How to find out when a house was built

It’s natural to be curious about the age of your home and depending on whether it’s a relatively new-build or a period property, there are various ways find out the year your house was built.

If you took out a mortgage on your home, the date of the property may be mentioned in the offer document or the home survey. You’ll often be asked how old your house is when you get a quote for home insurance, so it’s good to have this information to hand.

You should have the Title Deeds from when you bought the house, which include the date and past ownership of the property, as well as the title plan showing the boundaries of your estate. If not, you can obtain a copy from the HM Land Registry for £3.

For older homes, you can search The 1862 Act Register for free from the HM Land Registry website, which lists more than 2,000 domestic dwellings built before that date.

How do I find out what year my period property was built?

For details of English listed buildings check the National Heritage List from Historic England. For other UK period homes, visit Historic Environment Scotland, Cadw National Historic Assets of Wales or the Historic Buildings Database Northern Ireland.

You may be able to work out broadly what era your home was built from the style of its architecture.

British architectural timeline

Medieval (1066-1485)
Tudor (1485-1603)
Jacobean (1603-1625)
Baroque (1702-1714)
Palladian (1715-1770)
Georgian (1714-1830)
Regency (1811-1820)
Victorian (1837-1901)
Edwardian (1901-1910)
Arts and Crafts (1880-1920)
Art Deco (1919-1939)
Modernist (1930-1960)
Post-Modern (1975-1990)
Contemporary (1990s-present day)

More ways to find out the age of a property

Of course, there’s more to your home than just a door number or a build date. Your house may have an unusual name or an interesting history of occupancy. If you want to find out what your house looked like when it was first built, your local history society might be a good place to start.

You can also check the National Archives, parish records or your council planning department. There may be old maps and plans, photographs or census material that sheds a light on where you are living.

Houses of a similar build

If your house looks like others in the street, talk to the neighbours. A homeowner was pleasantly surprised when the chap next door handed her a copy of Women’s Realm from the 1970s, which showed her house and three others built in 1910. She could see they originally had identical layouts and were built using the same materials, which made it much easier for her to date her property.

The magazine article showed how each had been adapted to suit the owners. Luckily, the flowery brown wallpaper and avocado bathroom suite were long gone by the time she moved in.

How electrics and plumbing can date your house

Take a look at your pipework. Early pipes were made from wood or lead but these were replaced by cast iron by the 1800s and galvanised steel from the 1900s. In the 1970s, lead piping was banned for use in homes and copper or plastic pipes were the preferred materials.

Alarmingly, paper was used to insulate electrical wiring before the 1930s, then lead up to the 1950s. Vulcanised rubber was replaced by rubber sheath wiring in the 1960s and by PVC in the 1970s.

Initially grey, PVC wiring changed to white in the 1980s but the sheathing is now colour coded according to usage. The live wires inside changed from red to brown and neutral from black to blue in 2004 to comply with European standards.

Why do I need to know the age of my house?

It may affect how much you pay for your home insurance. Older properties with distinctive features such as thatched or timber roofs may be more expensive to insure because you may need to hire professionals using specialist techniques to do the repairs.

The cost of materials can also be higher for period fittings such as original fireplaces, coving or floorboards. There may also be building regulations to consider if your house is in a conservation area or is a listed building.

Fortunately, with Saga Home Insurance you don’t need to know the exact date if your home was built after 1850.

We offer up to £1 million for buildings insurance, which covers damage to walls, roof, windows, fitted bathrooms and kitchens as well as garages and garden walls within your property boundary caused by theft, subsidence, fire, flood or storm.

We also cover trace, access and repair for leaks causing damage to your buildings, even if the damage to the pipe is caused by wear and tear.

Who are Saga's home insurance policies underwritten by?

Saga Home Insurance policies, exclusively for people over 50, are unique products designed specifically for our customers. They are underwritten by a number of carefully selected insurers that provide our high standards of quality and service.