Annuity calculator

For an indication of the potential income you may be able to get from your pension savings, our annuity calculator is a quick and easy way to find out. Please complete the calculator below. The Saga Annuity Service is provided by Legal & General Assurance Society Limited.

For a quote, and to find out if you may be entitled to even more income from an enhanced annuity, please call 0800 046 2872

Unfortunately we're experiencing some technical difficulties in displaying the online calculator.  If you are unable to see the form below, please call us on the number above for a guaranteed quote. We apologise for any inconvenience caused.

Annuities are still one of the most popular ways for people to convert their pension savings into an annual income in order to fund their retirement.

The amount you receive will depend on a number of factors, such as the age you wish to buy your annuity, the size of your pension fund, and whether or not you want to provide an income for your dependants when you die.

As these different elements can affect the annual income you could receive, you can use our annuity calculator to compare which choices and combinations would be best for you.

There are also a variety of annuity options to consider, such as whether or not you want your income to increase each year, and by what percentage, as well as the minimum number of years you wish to guarantee your income to be paid for, e.g. if you choose to guarantee your income for the maximum period of 30 years and you die after 15 years, the income is guaranteed to continue being paid to your beneficiary or your estate for the remaining 15 years.  The period you can choose will be less if you are above age 70.

Please remember that our annuity calculator is for guidance purposes only. It may be that you are entitled to a higher income if you suffer from health conditions such as type 2 diabetes or high cholesterol, have high blood pressure or are a smoker.

Please see our enhanced annuities page for more information.

If you want further information, clarification or a revised quotation, please do not hesitate to contact us.

Contact the Saga Annuity Service for a guaranteed  quote on 0800 046 2872 anytime between 9am and 5pm, Monday to Friday. Calls may be monitored and recorded for training and security purposes.

The Saga Annuity Service is provided by Legal & General Assurance Society Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No. 00166055. Registered office: 1 Coleman Street, London EC2R 5AA.

Saga Personal Finance is a registered trading name of Acromas Financial Services Limited, which is is authorised and regulated by the Financial Conduct. Registered in England and Wales (Company No. 3023493). Registered office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE.

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