SAGA TRAVEL INSURANCE
OFFER T&Cs

20% discount terms and conditions

1. The 20% discount is applied to the total premium (including winter sports cover, if selected).
2. This offer starts on 29 December 2025 and is available for new policies purchased before 11:59pm on 11 February 2026.
3. The offer is for new single trip and annual multi-trip policies only. The discount is not valid for renewals of annual multi-trip policies.
4. The discount cannot be redeemed against existing policies.
5. This offer cannot be used together with any other discount.
6. Saga reserves the right to amend or withdraw this offer without prior notice.

Airport gift reward terms and conditions

1. This offer is available on all new Saga Travel Insurance policies purchased. It is not applied to any subsequent annual renewals.
2. The start date for this offer is 12:01am on 29 December 2025 and is available for policies purchased before 11.59pm on 11 February 2026. Your policy start date does not need to fall within these dates.
3. If you qualify for this offer, details on how to claim your gift reward will be sent by email to you between 30 and 60 days after your policy start date. A letter can be sent with these details upon request. Once received, you will have 60 days to claim your gift reward.
4. The gift reward will only be approved and issued if your policy payment has cleared and if you still hold the policy with us.
5. The gift reward may be subject to additional terms and conditions as determined by the retailer – it is your responsibility to ensure you comply with these.
6. The gift reward expiry will be determined by the retailer and therefore may vary depending on the gift reward. The retailers of the gift rewards are not a sponsor of this activity.
7. By taking advantage of this offer, you agree that Saga is not liable for any loss, damage or personal injury whatsoever suffered or sustained in connection with this offer or use of the gift. Saga is not liable for any gift that is lost, stolen, or unused unless these are caused by our negligence.
8. Gift rewards are non-transferable, non-exchangeable and no cash alternative is offered; they are limited to one gift per policy. Saga reserves the right to amend or withdraw this offer without prior notice.
9. The promotor of this offer is: Saga Services Limited, registered in England and Wales (Company No. 732602). Authorised and regulated by the Financial Conduct Authority (FCA No. 311557). Registered office: 3 Pancras Square, London, United Kingdom, N1C 4AG.
10. The fulfilment of the reward is provided by: TLC Worldwide, registered in England and Wales (Company No. 10797286). Registered office: 55 Baker Street, London, W1U 8EW.
    Personal data supplied during the course of this promotion will only be processed as set out in Saga’s Privacy Policy. Saga will not share any customer data with TLC Worldwide.
11. However, you will be required to share with them the relevant information needed for fulfilment of the gift reward. Details of TLC Worldwide’s Privacy Policy can be found here.