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Annual travel insurance

Tailored with the over 50s in mind, Saga's annual travel insurance could be ideal if you are going away more than once in a year.

20% average online discount*

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Annual travel insurance

Ideal for avid holidaymakers, if you own a property abroad, or have friends and family abroad who you regularly visit, a multi-trip insurance option gives you cover for multiple trips, without the hassle of searching for cover each time you travel.

Destinations and trip length

With an annual travel insurance policy you’re covered to travel:

  • Up to a maximum of 120 days per year in your chosen region
  • Up to 45 days per trip with the option to extend to 60 or 90 days (extensions exclude USA, Canada and the Caribbean Islands policies).

If you’re unsure of which region the country you’re visiting is in, please visit our destinations and regions page.

Benefits of Saga Travel Insurance:

  • Tailored for the over-50s with no upper age limit
  • Cover for many pre-existing medical conditions
  • Up to £10,000 cancellation cover
  • Up to £10 million emergency medical cover
  • Up to £5,000 baggage cover.

Extra benefits included at no extra cost:

As well as covering the expected, we go further to cover aspects that you may not expect to be included as standard, such as:

  • Up to £1,500 for a replacement flight
  • Up to £1,500 enforced stay cover
  • Up to £5,000 substitute accommodation cover
  • Up to £10,000 abandonment cover.

Find out more about our annual trip cover levels.

To learn more about how we go above and beyond for our customers, take a look at why choose Saga Travel Insurance.

Travel helpline - We’re there for you 24/7

  • English speaking travel assistance helpline – our friendly team will be there for you 24 hours a day for advice before and during your trip
  • They will help you trace lost luggage, replace lost or stolen passports and can help you with translation and interpretation
  • Before you go, they will even give you advice on vaccinations and local information.

Medical assistance when you’re away

With an annual multi-trip travel insurance policy, you are protected in case of illness or injury suffered on your holiday. You’ll also benefit from up to £10 million emergency medical cover, up to £1,000 (£25 per day) for associated expenses during your stay in hospital and we can cover the cost of getting you home if medically necessary.

Cover for your friends and family

Our annual travel insurance is tailored for the over 50s but you can also add your family and friends who are under 50 to your policy, too. Friends and family can also be protected, even if they are travelling without you; a unique feature to the annual multi-trip policy.

How does it compare to single trip travel insurance?

Saga’s single trip travel insurance could be ideal for those one-off trips all over the world. Our comprehensive policy will cover you for up to 120 days per trip.


*Customers who purchased a Saga Travel Insurance policy online between May and July 2019, on average received a discount of 20%.