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Travel insurance for UK holidays

Planning a holiday a little closer to home this year? With all the uncertainty and restrictions in place around the world, a UK break may well be just what the doctor ordered. Make sure you have the cover you need with Saga.

Up to 30% online discount*

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*69% of customers who purchased a new Saga Travel Insurance policy online between 1 November 2020 and 30 April 2021 received a discount between 15% - 30%.

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UK travel insurance

You may have decided to stay within the UK for your holiday this year, but do you have the right cover in place for your trip?

Knowing you won't have to foot the bill for medical emergencies could be enough to give you peace of mind, so you may be thinking…

Do I need travel insurance for a UK holiday?

Travel insurance does much more than just cover the cost of any unexpected medical bills. There are a number of reasons to make sure you have cover in place for your staycation, just as you would if you were holidaying abroad.

Take holiday cancellation cover, for example. It’s important to ensure you have cover in case you fall ill before your holiday and cannot travel. You may also want to make sure you're covered for additional travel costs if you are forced to cut short your trip, as well as lost luggage and cover to get you back home.

What cover will I get with Saga Travel Insurance?

Our travel insurance offers the following cover for holidays in the UK as standard:

Cover benefits for UK holidays
Cancellation Up to £10,000 to help recover any pre-paid travel or accommodation costs, if you have to cancel your holiday due to bereavement, illness or other unforeseen events
Abandoning your trip Up to £10,000 for any unused travel or accommodation costs that can’t be recovered if you have to cut short your trip
Missed departure We will cover you for extra costs you have to pay to reach your destination if you miss your departure up to £1,000, this includes internal UK flights
Baggage and belongings Up to £5,000 cover should your belongings be lost, stolen or damaged
Illness or injury If you are taken ill or are injured on your trip and cannot return home at your scheduled time or using your return ticket, we will pay up to £2,000,000* for the cost of getting you back safely
Single trip cover For single trip policies cover is in place with only one pre-booked night of accommodation
Annual multi-trip cover For annual policies cover is in place with only two pre-booked nights of accommodation
Regions covered We include the Channel Islands and the Isle of Man in our definition of a UK holiday.

*Cover under the medical expenses benefit has been extended to £2,000,000 for trips that take place within the UK. This replaces the £5,000 limit shown in the Policy Book.

Find out more about how you can benefit from having cover at home and abroad by viewing our Policy Book.

Is there any cover related to coronavirus?

We include cover for cancellation or abandonment if you, or anyone you're travelling with, test positive for COVID-19 within 14 days of your trip's start date. We can also cover the cost to get you home if you contract COVID-19 while on your trip. However, any other claims relating to coronavirus (COVID-19) are not covered.

If you want to find out more, our Travel insurance and coronavirus page has all the latest information.

Can I claim if I have to cancel my UK holiday?

Yes, if something happens out of the blue that means you can't travel then you can claim back any travel or accommodation costs that you have already paid.

Our flexible cancellation cover gives you the option to lower the amount you're covered for; if £10,000 is too much, you can change it to £5,000 or £7,500 instead so it's better tailored to your trip. This may reduce the cost of your cover too.

What counts as pre-booked accommodation?

Any accommodation where you will be charged a fee to stay overnight, which has been booked in advance of your trip. So not just hotels, this extends to camping or static caravan sites, cottages, house boats, Airbnbs etc...

This excludes any residential homes belonging to your friends or family.

Do I need to be covered for domestic internal flights?

To give you extra peace of mind, our travel insurance covers domestic internal flights, for missed or delayed departure, as standard.

What does Saga mean by the UK?

For travel insurance, we define the UK as: England, Scotland, Wales, Northern Ireland, Channel Islands and Isle of Man.


Get a quote with Saga Travel Insurance today and make sure you have all the cover you need for your UK holiday.

Saga's range of insurance products is designed specifically for our customers and is unique to us. Saga Travel Insurance is underwritten by Great Lakes Insurance SE, UK Brand, which meets our high standards of quality and service.