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Cover summary

Saga Travel Insurance provides high levels of cover as standard. See what's included in our policies.

20% average online discount*

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Cover summary

Whatever your needs, Saga could provide a level of cover to suit you. We offer a single trip policy for one-off trips and an annual multi-trip policy, which may prove more cost effective if you plan to travel more than once in the year or for more than 30 consecutive days.

The following tables provide an overview of Saga Travel Insurance - where and how long you can be covered for, the amount of protection we provide and the benefits of our additional cover options.

Destinations and durations
Single trip All destinations Up to a total of 120 days' cover per single trip policy.
Annual multi-trip Europe 45 days' cover per trip as standard, but with option to extend to 60 or 90 days Up to a total of 120 days' cover per policy year
Worldwide excluding USA., Canada and all Caribbean Islands. 45 days' cover per trip as standard, but with option to extend to 60 or 90 days
Worldwide 45 days' cover per trip

Both our single trip and annual multi-trip policies include the following features:

Policy limits for each insured person per trip Excess applicable per claim
Cancellation Up to £10,000* Yes
Missed departure Up to £1,000 No
Delayed departure Up to £35 for the first 12 hour period, £15 for each 12 hour period after that No
Abandonment Up to £10,000 Yes
Delayed baggage Up to £250 No
Lost, stolen or damaged baggage Up to £5,000 (£600 single article limit and £1,000 total valuables limit) Yes
Emergency medical and associated expenses Up to £10,000,000 Yes
Hospital benefit Up to £25 for each 24 hour period (£1,000 maximum) No
Personal accident Up to £30,000 (£1,000 if aged under 16, £15,000 if over 70) No
Criminal injury benefit Up to £30,000 No
Substitute accommodation Up to £5,000 Yes
Enforced stay Up to £1,500 Yes
Loss of passport Up to £350 No
Personal money Up to £500 (£300 limit for cash) (£100 limit for cash if aged under 16) Yes
End supplier failure Up to £1,500 No
Pet care Up to £25 for each 24 hour period (£300 maximum) No
Hijack and mugging Up to £50 for each 24 hour period (£1,000 maximum) No
Air rage Up to £1,000 No
Personal liability Up to £2,000,000 Yes
Legal expenses and advice Up to £50,000 No

*Unless you have opted to change or remove this limit, in which case it will be shown on your policy Schedule.

Optional cover: Winter Sports

Policy limits for each insured person per trip Excesses per claim
Equipment Up to £750 for your equipment
Up to £550 for hired equipment
Yes
Delay due to avalanche Up to £300 No
Piste closure Up to £30 or £40 for each day (£400 maximum) No
Ski pack Up to £350 No
Inability to take part in winter sports activities £20 for each day (£200 maximum) No