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Policy documents

You can find detailed information about our travel insurance policies by downloading a Policy Book from the links below.

Defaqto Expert Rated 5 Star 2007 to 2021

Policy documents


Our Policy Book provides you with full details of the cover provided under your policy and all necessary terms and conditions.

Policy books

Policies with a start date on or after 24th November 2020:

Download Policy Book

Policies with a start date on or after 12th August 2020. This includes details of our cover for coronavirus (Covid-19), which also applies to annual trip policies purchased on or after 13th March 2020 (or renewed on or after 17th April) for trips departing on or after 1st August:

Download Policy Book

Policies purchased between 4th August and 11th August 2020:

Download Policy Book

Policies with a start date on or before 3rd August 2020:

Download Policy Book


If you have purchased via a price comparison website your cover will be Select travel insurance. Our Policy Books will provide you with detailed information about the cover you have purchased.

Policies with a start date on or after 24th November 2020:

Download Policy Book

Policies with a start date on or after 12th August. This includes details of our cover for coronavirus (Covid-19), which also applies to annual trip policies purchased on or after 13th March 2020 (or renewed on or after 17th April) for trips departing on or after 1st August:

Download Policy Book

Policies with a start date on or before 11th August 2020:

Download Policy Book