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Saga Car Insurance

High levels of cover for the over 50s – now with a great new feature! You can choose to benefit from our exciting 3-year fixed price.

NEW 3-year fixed price car insurance

We've now launched Saga Car, our new 3-year fixed price car cover. If you select this cover level, your price will be fixed for the next two renewals.

Plus you're not tied in for three years, you have the freedom to leave at renewal if you choose to.

Plus Saga Car also comes with other great features:

  • Onward Travel - get to your UK destination by taxi if your car’s too damaged to continue your journey after an accident in the UK
  • Receive eligible private medical treatment if you or your spouse/partner is injured in a road traffic accident
  • Benefit from Legal Protection to help you recover uninsured losses after an accident that’s not your fault.

View our terms and conditions and read more about our fixed price cover. Or, get a quote now.

If Saga Car is not for you, we also offer Saga Essential car cover. This doesn't come with our 3-year fixed price and all of the features Saga Car offers as standard, but does provide a Comprehensive level of cover. To see how our cover levels compare take a look at the table below.

Cover and benefits Saga Essential Saga Car
3-year fixed price – if nothing changes over the next three years, neither will the cost of your policy No Yes
Uninsured driver cover – if an uninsured driver hits your car, through no fault of yours, as long as you supply their vehicle registration and the accident details we'll refund any excess paid and your No Claim Discount won't be reduced Yes Yes
Legal Protection– we'll cover up to £100,000 of legal costs to recover uninsured losses after a non-fault accident if the legal team believes you can win your case Optional Yes
Onward travel– if the damage to your car means you can’t continue your journey after an accident in the UK, we’ll offer to arrange a taxi to take you to any necessary UK destinations No Yes
Accident Healthcare cover – we’ll provide you and your spouse/partner with eligible private medical treatment if you’re injured in a road traffic accident. No Yes
Protected No Claim Discount – if you have four or more years’ NCD, we’ll protect it against two fault claims in a three-year period Yes Yes

Saga's range of insurance products is designed specifically for our customers and is unique to us. Our car insurance policies are provided by a number of insurers that all meet our high standards of quality and service.

What our customers say about Saga Car Insurance

Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.