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Saga Car Insurance

Saga Car Insurance Defaqto 5 Star Award

  • Comprehensive cover from just £172 a year - 20% of customers who took out a new Comprehensive policy with us between April and June 2018, and paid annually, paid this or less

  • Defaqto 5 star rated for a sixth consecutive year - We have received the highest rating from independent financial information business Defaqto for our Comprehensive cover, meaning it is an excellent product with a wide range of features and benefits.

All of the following comes as standard with our Comprehensive car insurance…

  • Protected No Claim Discount - we'll protect your No Claim Discount against two claims in a three year period. This is included as standard if you've got four or more years' No Claim Discount entitlement, even if you've had a fault claim in the last three years.
  • Guaranteed replacement car- while yours is being repaired by one of our approved repairers following an incident in the UK

  • Uninsured driver cover - if an uninsured driver hits your car, through no fault of yours, as long as you supply their vehicle registration and the accident details we'll refund any excess paid and your No Claim Discount won't be reduced

  • Get you home cover - in the event your car is immobile following an accident, you can claim up to £500 for travelling and/or hotel expenses

  • Emergency 'any driver' cover - if a medical emergency interrupts your journey, any driver can take over the driving or take your car back home
  • Vandalism cover- without affecting your No Claim Discount

Saga's range of insurance products is designed specially for our customers and is unique to us. Saga Car Insurance is provided by a number of insurers who all meet our high standards of quality and service. 

Please see our Summary of cover for more information


And we include so much more...

No excess to pay and your No Claim Discount will not be affected if you use one of our nationwide approved repairers

For every additional car insured at the same address for drivers over 50 you will receive a discount

You can drive in the EU for an unlimited period, at no extra cost

For permanently fitted equipment such as Sat Nav, CD or MP3 units

Up to two years 'new for old' cover if you've owned the car from new. Cover in the first year has no mileage restrictions, whereas cover in the second year has a 12,000 miles restriction (this includes any miles done in the first year).


Cover for items such as mobile phones, laptops, spectacles and portable Sat Nav units, against fire, theft and accidental damage