Does your health insurance cover hip replacement surgery?
Knowing what your health insurance covers you for is really important.
Whether you’re suffering a long-standing illness, fallen ill fairly recently, or going over options for the long-term – your insurance provider should give you a clear indication on what you’re covered for so you know what treatment options are available for both now and in the future.
A common ailment for elderly people is persistent pain in hip joints from everyday activities such as walking, driving and even getting dressed.
You may require a hip replacement, if you sustain a serious enough injury to your hip causing a fracture to your hip, or if you suffer from osteoarthritis, a condition which causes painful wear and tear on your joints.
Having the right private health insurance can give you continuous peace of mind, that you can benefit from fast access to private healthcare – from diagnosis through to surgery.
And while the cost may seem rather steep for this type of surgery – which can range from £7,610 to £14,980 for one new hip – this can be covered by your health insurance policy, that's why it’s important to make sure you have the right cover.
If you are over 50, speak to us about personalising your health insurance – we can help you reduce the cost of premiums or extend your cover depending on your medical needs and recent medical history.
Take a look at our frequently asked questions for more information on hip replacements.