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What is health insurance?

Health insurance gives you quick access to diagnosis and planned medical treatment in a private hospital.

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What is health insurance?

Saga Health Insurance offers many great benefits including:

  • Quick access to a specialist for diagnosis following a GP referral
  • Access to private treatment
  • Freedom to choose where you are treated
  • Recuperate in peace and privacy.

Quick access to a specialist for diagnosis following a GP referral

If you develop a problem with your health, getting a prompt diagnosis to find out what's wrong as quickly as possible can be the key to a speedy recovery. Quick and easy access to eligible treatment is one of the great benefits of private healthcare. And if you need tests or scans to determine what's wrong, private health insurance can help you avoid NHS waiting lists.

Access to private treatment

Health insurance gives you prompt access to private medical and surgical treatment. The monthly premium you pay covers the cost of eligible treatment should you ever need to make a claim.

Freedom to choose where you are treated

Having private health insurance means that you will have a range of consultants to choose from. For example, you may want to see a consultant who works close to your home or place of work.

Another benefit of having private health insurance is that it gives you plenty of flexibility – particularly when it comes to choosing the time of your appointment to suit you.

Being able to pick a hospital from Saga’s extensive nationwide list means you can choose one that’s close to home or near to relatives or friends.

Recuperate in peace and privacy

If you do need to be admitted to hospital, having a private room with your own TV, phone and internet access can provide the ideal environment in which to recuperate in peace and comfort. With private healthcare you can also expect a choice of high quality, nutritious food, an important aid to recovery after illness or surgery. Plus, your friends and family can visit at any time and stay as long as you like, and car parking is generally free.

Are you self-employed?

Health insurance has additional benefits if you're self-employed or work as a freelancer because taking time off due to ill health can be costly as well as inconvenient. Saga's range of health plans provides you with fast access to medical investigations and treatment, so you can get back to work sooner.

Find out more

If you're over 50, you can find out more about private health insurance by calling one of Saga's experienced health insurance team members on 0800 015 0226. Alternatively, you can get a personalised quote online in minutes.