Your cover in more detail

The table below outlines what's included with each level of cover:

Third Party Only

Third Party, Fire and Theft

Accidental damage to insured motorhome

Loss or damage to insured motorhome by fire or theft

Legal costs arising from a Third Party claim

Emergency Treatment Costs

Legal liability to Third Parties, including up to £20 million of property damage

Uninsured driver cover - if an uninsured driver hits your motorhome, through no fault of yours, as long as you supply their vehicle registration and the accident details we'll refund any excess paid and your No Claim Discount won't be reduced

Vandalism cover - your No Claim Discount will not be affected by a claim for damage caused by vandals

Driving other cars (Third Party only). This benefit is available for the policyholder and named spouse/domestic partner and selected occupations only

Unlimited audio/visual cover - cover against fire and theft for permanently fitted equipment such as CD players, factory fitted sat nav systems and reverse parking cameras. Our Comprehensive policy also includes unlimited accidental damage cover for the audio/visual equipment permanently fitted in your motorhome.

  If as the result of fire or theft


Replacement car while your motorhome is being repaired by one of our approved repairers following an incident in the UK

Personal belongings cover up to £1,500 for clothing and personal effects kept in your motorhome (£100 limit per item)

Up to £1,500

Camping equipment in the insured motorhome

Up to £500

Awnings in the insured motorhome

Up to £1,500

Personal accident benefits for policyholder and spouse/domestic partner

Up to £5,000
Medical expenses (per person)

Up to £300
Emergency accommodation / Get you home cover

Up to £500

Cover for any person with a full driving licence to drive your motorhome in a medical emergency

Windscreen and window repairs - no excess to pay and your No Claim Discount will not be affected if you use one of our approved repairers



New for Old cover- For motorhomes owned from new and up to a year old, you get a brand new motorhome no matter how many miles are on the clock, if your motorhome is written off. Motorhomes  between one and two years old are also replaced as new, as long as the total mileage of the motorhome is under 12,000 miles.



Cover in the European Union for the policyholder to take trips abroad for an unlimited period at no extra cost



Protected maximum No Claim Discount - we'll protect your No Claim Discount against two claims in a three year period. This is included as standard if you've got four or more years' No Claim Discount entitlement. Please note: if you have made a fault claim before the start of your policy, this will count as one of the two claims allowable in a three year period.

Optional cover available
Legal Protection



Increased Personal Accident


Replacement car extension for theft/total loss


Saga Motorhome Breakdown Assistance



For the full policy features and benefits please see our Policy Book