Your cover in more detail

The table below outlines what's included with each level of cover.

 



Third Party Only

Third Party, Fire and Theft

Comprehensive

Accidental damage to insured motorhome





Loss or damage to insured motorhome by fire or theft





Legal costs arising from a Third Party claim







Emergency Treatment Costs







Legal liability to Third Parties, including up to £20 million of property damage







Uninsured driver cover - if an uninsured driver hits your motorhome, through no fault of yours, as long as you supply their vehicle registration and the accident details we'll refund any excess paid and your No Claim Discount won't be reduced





Vandalism cover - your No Claim Discount will not be affected by a claim for damage caused by vandals





Driving other cars (Third Party only). This benefit is available for the policyholder and named spouse/domestic partner and selected occupations only







Unlimited audio/visual cover - cover against fire and theft for permanently fitted equipment such as CD players, factory fitted sat nav systems and reverse parking cameras. Our Comprehensive policy also includes unlimited accidental damage cover for the audio/visual equipment permanently fitted in your car.



  If as the result of fire or theft

Unlimited

Replacement car while your motorhome is being repaired by one of our approved repairers following an incident in the UK





Personal belongings cover up to £1,500 for clothing and personal effects kept in your motorhome (£100 limit per item)





Up to £1,500

Camping equipment in the insured motorhome



Up to £500

Awnings in the insured motorhome



Up to £1,500

Personal accident benefits for policyholder and spouse/domestic partner





Up to £5,000

Medical expenses (per person)





Up to £300

Emergency accommodation / Get you home cover



Up to £500

Cover for any person with a full driving licence to drive your motorhome in a medical emergency

 







Windscreen, window and sunroof glass repairs - no excess to pay and your No Claim Discount will not be affected if you use one of our approved repairers



 


  



 
Two years 'new for old' cover if you've owned the motorhome from new - with no mileage restrictions in the first year, and up to 12,000 miles in the second



 


 


 
Cover in the European Union for the policyholder to take trips abroad for an unlimited period at no extra cost



 


 


 
Protected maximum No Claim Discount - we'll protect your No Claim Discount against two claims in a three year period. This is included as standard if you've got four or more years' No Claim Discount entitlement, even if you've had a fault claim in the last three years.









Optional cover available

Legal Protection

  Optional


  Optional


  Optional

Increased Personal Accident





Optional

Replacement car extension for theft/total loss





Optional

Accident Healthcare

Optional



Optional



Optional

Saga Motorhome Breakdown Assistance

Optional



Optional



Optional

For the full policy features and benefits please see our Policy Booklet