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Saga Easy Access Savings Account

You can get to your money easily with this account, whether you want to add to or withdraw some of your savings. The Saga Easy Access Savings Account, provided by Goldman Sachs International Bank, is available to UK residents aged 50 and over.

Saga Easy Access Savings Account

The benefits

  • 1.00% AER* (variable) including a bonus rate of 0.20% gross (fixed) for the first 12 months
  • Start saving with just £1
  • No fees or charges
You can transfer money in and out of this account as often as you like. There are no fees or charges, and you can pay in anything from £1 up to a maximum balance of £100,000. For your safety there is a £20,000 daily withdrawal limit for online transactions – you can withdraw a larger sum by calling our team and they will arrange it for you. 

The interest rate on this account is variable, which means it can change at any time.
What is the interest rate?

Interest rate without bonus
(underlying interest rate)

0.80% AER / gross (variable)

Interest rate with bonus
(bonus rate of 0.20% for first 12 months)

1.00% AER / gross (variable)

Interest is calculated daily and paid monthly into this account.

What would the estimated balance be after 12 months based on a £1,000 deposit?

Projected balance after 12 months
(underlying interest rate with a bonus of 0.20% AER for first 12 months)


Projected balance after 24 months
(only the underlying interest rate of 0.80% AER is paid for months 13 to 24)


This projection assumes that you do not make any withdrawals or further deposits and that interest is paid into this account. This is for illustrative purposes only and doesn't take into account your individual circumstances.

If you need any help with your online application, please call the customer care team.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once a year. Gross is the interest rate before tax is deducted.

The Saga Easy Access Savings Account and the Saga 1 Year Fixed Rate Saver are provided by Goldman Sachs International Bank. Goldman Sachs International Bank is registered in England and Wales (no. 1122503), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Financial Services Register number for Goldman Sachs International Bank is 124659 and the registered office is at Plumtree Court, 25 Shoe Lane, London, EC4A 4AU.

Saga Personal Finance is a registered trading name of Saga Personal Finance Limited: Company Registration No. 3023493.