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Compare the best mortgage rates and deals

Check today's live mortgage rates from our range of lenders. Please note the interest rates are just a guide. To find the best deals available to you, simply create your free personal mortgage plan.

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Top picks for 17 mortgage deals

Sort result by:
  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,034
  • Set up Fees £1,004
  • Cost over5 years£62,962
  • Initial rate 4.28%

Barclays Bank

Cashback: £0.00

Rate after deal ends: 6.24%

Product name: 5 Year Fixed £899 Fee New Build Green Home Purchase

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,035
  • Set up Fees £1,016
  • Cost over5 years£63,098
  • Initial rate 4.29%

HSBC

Cashback: £0.00

Rate after deal ends: 6.74%

Product name: 5 Year Fixed £999 Fee Purchase C/A Premier Only Standard

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,046
  • Set up Fees £1,224
  • Cost over5 years£63,510
  • Initial rate 4.37%

Santander UK Plc

Cashback: £250.00

Rate after deal ends: 6.75%

Product name: 5 Year Fixed £999 Fee Purchase Cashback

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,050
  • Set up Fees £1,014
  • Cost over5 years£63,472
  • Initial rate 4.39%

Nationwide BS

Cashback: £500.00

Rate after deal ends: 6.99%

Product name: FTB Helping Hand 5 Year Fixed £999 Fee Cashback

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,051
  • Set up Fees £1,025
  • Cost over5 years£63,801
  • Initial rate 4.4%

NatWest

Cashback: £250.00

Rate after deal ends: 7.24%

Product name: FTB 5 Year Fixed £995 Fee £250 Cashback

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,056
  • Set up Fees £210
  • Cost over5 years£63,389
  • Initial rate 4.44%

Bank Of Ireland

Cashback: £0.00

Rate after deal ends: 7.44%

Product name: 5 Year Fixed No Fee Free Val

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,056
  • Set up Fees £1,144
  • Cost over5 years£64,091
  • Initial rate 4.44%

Furness BS

Cashback: £250.00

Rate after deal ends: 8.24%

Product name: 5 Year Fixed £999 Fee Cashback

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,061
  • Set up Fees £1,020
  • Cost over5 years£64,634
  • Initial rate 4.47%

Virgin Money

Cashback: £0.00

Rate after deal ends: 7.24%

Product name: GREEN NEW BUILD ONLY 5 Year Fixed £995 Fee Purchase

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,061
  • Set up Fees £1,099
  • Cost over5 years£64,424
  • Initial rate 4.48%

Halifax

Cashback: £250.00

Rate after deal ends: 7.74%

Product name: Green AB EPC Cashback 5 Year Fixed £999 Fee Purchase

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,074
  • Set up Fees £620
  • Cost over5 years£64,923
  • Initial rate 4.57%

Accord

Cashback: £0.00

Rate after deal ends: 7.24%

Product name: 5 Year Fixed £495 Fee Purchase

Early repayment charges: ...

Terms and Conditions Apply

Leek Building Society How to apply
  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,075
  • Set up Fees £1,100
  • Cost over5 years£65,507
  • Initial rate 4.58%

Leek Building Society

Cashback: £0.00

Rate after deal ends: 7.59%

Product name: 5 Year Fixed £995 Fee

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,077
  • Set up Fees £995
  • Cost over5 years£65,091
  • Initial rate 4.59%

TSB

Cashback: £500.00

Rate after deal ends: 6.74%

Product name: FTB 5 Year Fixed £995 Fee £500 Cashback

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,083
  • Set up Fees £1,623
  • Cost over5 years£66,480
  • Initial rate 4.63%

Clydesdale Bank

Cashback: £0.00

Rate after deal ends: 7.24%

Product name: Exclusive 5 Year Fixed £1499 Fee Purchase Full C&I

Early repayment charges: ...

Terms and Conditions Apply

Marsden BS How to apply
  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,091
  • Set up Fees £1,173
  • Cost over5 years£66,436
  • Initial rate 4.69%

Marsden BS

Cashback: £0.00

Rate after deal ends: 8.54%

Product name: Fixed until End Date £998 Fee

Early repayment charges: ...

Terms and Conditions Apply

  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,095
  • Set up Fees £1,132
  • Cost over5 years£66,691
  • Initial rate 4.72%

Coventry BS

Cashback: £0.00

Rate after deal ends: 6.94%

Product name: 5 Year Fixed £999 Fee Purchase

Early repayment charges: ...

Terms and Conditions Apply

The Co-operative Bank (Including Platform) How to apply
  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,096
  • Set up Fees £1,049
  • Cost over5 years£66,276
  • Initial rate 4.73%

The Co-operative Bank (Including Platform)

Cashback: £500.00

Rate after deal ends: 7.12%

Product name: EPC A/B 5 Year Fixed £999 Fee Purchase £500 Cashback

Early repayment charges: ...

Terms and Conditions Apply

Monmouthshire BS How to apply
  • 35 years term
  • 5 years fixed
  • Repayment
  • Monthly Cost £1,099
  • Set up Fees £1,420
  • Cost over5 years£66,946
  • Initial rate 4.75%

Monmouthshire BS

Cashback: £0.00

Rate after deal ends: 7.99%

Product name: 5 Year Fixed £999 Fee Purchase

Early repayment charges: ...

Terms and Conditions Apply

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Important

Your home may be repossessed if you fail to repay your mortgage. Saga Money may receive payment from Tembo if you get a mortgage offer via the Saga Mortgages service. This will not affect the amount you pay for the service.

Saga is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (company number 3023493). Registered office 3 Pancras Square, London, N1C 4AG. Saga Personal Finance Limited is authorised and regulated by the Financial Conduct Authority under the registration number 178922.

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. Tembo Money was awarded Best Mortgage Broker at the British bank awards in 2022, 2023, 2024 and 2025.