Skip to main content
Skip to content
Back Back to Insurance menu Go to Insurance
Back Back to Saga Money Go to Saga Money
Back Back to Saga Magazine menu Go to Magazine

Courtesy car

Courtesy car cover means you don’t have to stop when your car does
Get a quote Retrieve a quote Contact us

Get back on the road in no time with a courtesy car from Saga Insurance

No one wants the inconvenience of being without a car. With a courtesy car from Saga car insurance you can still get around while your car is being repaired.

If you’ve owned a car for a long time, it’s hard to remember how you ever managed without it. Commutes to work, trips to do the food shop, popping to the coast for a weekend break. Cars are so vital for getting around, it can be incredibly stressful if you’re suddenly without one. Thankfully, having a courtesy car with your insurance cover can help with that.

What is a courtesy car?

A courtesy car is a temporary replacement car that you’re given so you can stay mobile if your car is being repaired after an accident.

Does Saga car insurance give me a courtesy car?

Yes. With our Comprehensive cover levels, a courtesy car will be provided as standard while yours is being repaired. All you need to do is take your car to one of our approved repairers and you’ll be given a replacement car within one working day of the repairs starting, or on an alternative day that works for you.

You also have the option to add replacement car extension cover, which means that you’ll be able to get a courtesy car if your car is stolen or written off. This includes an automatic £100 cash benefit to help you pay for any extra costs.

What kind of courtesy car will I get?

You’ll get a small manual transmission hatchback up to 1200cc, such as a Ford KA. Or an automatic if that’s what you normally drive. And don’t worry – the replacement car will be covered by your existing policy so you’ll already be insured to drive it.

How does including a courtesy car with insurance work?

If the accident was your fault and you have Comprehensive cover, we’ll give you a car to keep you mobile while yours is being repaired. If you’re involved in an accident that wasn’t your fault, you can claim for a courtesy car on the other driver’s car insurance.

How long can I keep a courtesy car for?

You keep the courtesy car for as long as your own car is being repaired. The repairer will let you know once your vehicle is fixed, and then you’ll need to drop off your courtesy car at the same time you pick yours up.

Will a courtesy car cost me anything?

You’ll only need to cover things like fuel and car parking fares. We cover everything else.

When won’t I be given a courtesy car?

You won’t be given a courtesy car if:

  • Your car is damaged outside of the UK
  • You don’t use one of our approved repairers
  • Your car is stolen or can’t be repaired (unless you have replacement car extension cover)

Make sure you can stay on the road whatever happens. Get a Saga Car Insurance quote today.