Cover at a glance
Saga Caravan Insurance offers two cover options for your caravan and equipment – new for old cover is available for caravans up to 15 years old* and is based on the new replacement value, while market value cover is based on the current, second-hand value.
Whichever type of cover you choose, in addition to your caravan and equipment, you’ll have cover for all this and more:
|Features and benefits|
|Contents and personal belongings - we’ll cover these against accidental damage, fire and theft, based on market value.||Up to £1,500|
|Recovery and delivery – if your caravan’s immobilised following an accident or incident, we’ll cover the cost of recovering it to the nearest repairer and delivering it to your chosen destination in the UK.||Up to £3,500|
|Loss of use – if you can’t use your caravan following an accident or incident on holiday in the UK, we’ll provide cover for accommodation, hiring another caravan or travel expenses to get you home.||£175 per day up to 15 days (max £2,625)|
|Friends and family – if you lend your caravan to friends or family, they’ll have all the same cover as you, except for personal belongings.||Yes|
|Personal accident – we’ll cover you for certain injuries sustained in an accident involving your caravan||Up to £20,000|
|Vandalism – your No Claim Discount won’t be affected following a claim for damage caused by vandals.||Yes|
|Caravanning in Europe – choose our optional cover for unlimited trips in the European Union.||Optional Extra|
*To qualify for ‘new for old’ cover:
- Your caravan must be no more than 15 years old
- If it’s over five years old, you must have owned it for at least two years and it must be serviced annually
- You will need to insure it at the new replacement cost.