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Cover at a glance

See what's included in our caravan insurance. There are two cover types to choose from, and a host of benefits are included as standard.
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Cover at a glance

Saga Caravan Insurance offers two cover options for your caravan and equipment – new for old cover is available for caravans up to 15 years old* and is based on the new replacement value, while market value cover is based on the current, second-hand value.

Whichever type of cover you choose, in addition to your caravan and equipment, you’ll have cover for all this and more:

Features and benefits
Contents and personal belongings - we’ll cover these against accidental damage, fire and theft, based on market value. Up to £1,500
Recovery and delivery – if your caravan’s immobilised following an accident or incident, we’ll cover the cost of recovering it to the nearest repairer and delivering it to your chosen destination in the UK. Up to £3,500
Loss of use – if you can’t use your caravan following an accident or incident on holiday in the UK, we’ll provide cover for accommodation, hiring another caravan or travel expenses to get you home. £175 per day up to 15 days (max £2,625)
Friends and family – if you lend your caravan to friends or family, they’ll have all the same cover as you, except for personal belongings. Yes
Personal accident – we’ll cover you for certain injuries sustained in an accident involving your caravan Up to £20,000
Vandalism – your No Claim Discount won’t be affected following a claim for damage caused by vandals. Yes
Caravanning in Europe – choose our optional cover for unlimited trips in the European Union. Optional Extra

* To qualify for ‘new for old’ cover:

  • Your caravan must be no more than 15 years old
  • If it’s over five years old, you must have owned it for at least two years and it must be serviced annually
  • You will need to insure it at the new replacement cost