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Cover at a glance
See what's included in our caravan insurance. There are two cover types to choose from, and a host of benefits are included as standard.
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Cover at a glance
Saga Caravan Insurance offers two cover options for your caravan and equipment – new for old cover is available for caravans up to 15 years old* and is based on the new replacement value, while market value cover is based on the current, second-hand value.
Whichever type of cover you choose, in addition to your caravan and equipment, you’ll have cover for all this and more:
| Features and benefits | |
|---|---|
| Contents and personal belongings - we’ll cover these against accidental damage, fire and theft, based on market value. | Up to £1,500 |
| Recovery and delivery – if your caravan’s immobilised following an accident or incident, we’ll cover the cost of recovering it to the nearest repairer and delivering it to your chosen destination in the UK. | Up to £3,500 |
| Loss of use – if you can’t use your caravan following an accident or incident on holiday in the UK, we’ll provide cover for accommodation, hiring another caravan or travel expenses to get you home. | £175 per day up to 15 days (max £2,625) |
| Friends and family – if you lend your caravan to friends or family, they’ll have all the same cover as you, except for personal belongings. | Yes |
| Personal accident – we’ll cover you for certain injuries sustained in an accident involving your caravan | Up to £20,000 |
| Vandalism – your No Claim Discount won’t be affected following a claim for damage caused by vandals. | Yes |
| Caravanning in Europe – choose our optional cover for unlimited trips in the European Union. | Optional Extra |
* To qualify for ‘new for old’ cover:
- Your caravan must be no more than 15 years old
- If it’s over five years old, you must have owned it for at least two years and it must be serviced annually
- You will need to insure it at the new replacement cost