Motorhome insurance - with a 3-year fixed price
Make sure your home on wheels is covered for all your adventures, both in the UK and Europe. And if you choose our top level of cover, Saga Plus, your price won't go up for three years, even after most claims* (T&Cs apply).
We've also introduced our Claims Promise which means that your No Claim Discount while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked. And what's more, you're free to cancel your Saga Plus Motorhome Insurance at any time — we won't charge you a cancellation fee.
*Based on claims made in 2019 and 2020.
Saga Motorhome Insurance gives you Comprehensive cover that ticks all the boxes. Motorhome insurance may be a legal requirement in the UK, but it also gives you the peace of mind that should something happen while touring, you’ve got the necessary cover in place.
Take us with you on your next adventure, get a motorhome insurance quote today.
What’s covered by Saga Plus?
- Onward taxi travel - get to your UK destinations by taxi if your motorhome's too damaged to continue your journey after an accident in the UK
- Receive eligible private medical treatment up to £1 million if you or your spouse/partner are injured in a road traffic accident
- Legal Protection up to £100,000 to help you recover uninsured losses after an accident that’s not your fault in the UK
- Key Protection - up to £2,500 per claim, including £50 for wear and tear. There's no excess to pay and making a claim won't affect your NCD.
If nothing changes, why should your price?
Saga Plus comes with a 3-year fixed price – meaning your price won't go up for three years, even if you make most claims* (T&Cs apply). The price may be fixed for three years but you’re not tied in. You’re free to leave Saga at any time with no cancellation charges.
Saga Select – Comprehensive motorhome cover with no fixed price
We also offer Saga Select, a Comprehensive cover level that comes with fewer features than Saga Plus and doesn't include a 3-year fixed price. Compare our two cover levels in the table below.
|Cover and benefits||Saga Select||Saga Plus|
|3-year fixed price– you can expect to pay the same price for 3 years if the policy details stay the same, even after most claims*. T&Cs apply||No||Yes|
|Claims promise – your NCD while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked||No||Yes|
|Uninsured driver cover – if an uninsured driver hits your motorhome, as long as it's not your fault and you can give us their vehicle reg and accident details, we'll refund any excess paid and your NCD won't be affected||Yes||Yes|
|Legal Protection– we'll cover up to £100,000 of legal costs to recover uninsured losses after an accident in the UK that's not your fault, if the legal team believes you can win your case||Optional||Yes|
|Onward taxi travel– if the damage to your motorhome means you can’t continue your journey after an accident in the UK, we’ll offer to arrange a taxi to take you anywhere in the country||No||Yes|
|Accident Healthcare cover – we’ll give you and your spouse/partner eligible private medical treatment up to £1 million if you’re injured in a road accident.||No||Yes|
|Key Protection – we'll cover up to £2,500 per claim, and with us, you will even get up to £50 for wear and tear. You won't have to pay an excess and your NCD won't be affected||Optional||Yes|
|Protected No Claim Discount – if you have four or more years’ NCD, we’ll protect it against two fault claims in a three-year period||Yes||Yes|
Who underwrites Saga Motorhome Insurance?
Saga Motorhome Insurance is underwritten by Acromas Insurance Company Limited. It’s a unique product that we’ve designed specifically for our customers. Together, we’re committed to providing high levels of quality and service.Get a quote