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Equity release

Looking to access some of the value tied up in your home? Equity release may be the solution for you.

0800 096 7120

Monday to Friday, 9am to 5pm,
excluding Bank Holidays

Saga Equity Release Advice Service

At Saga, we’ve been fulfilling the personal finance needs of the over 50s for more than 20 years, so we know our customers expect excellent service as well as high-quality products.


That’s why we’ve chosen HUB Financial Solutions Limited to provide the Saga Equity Release Advice Service – a no-obligation, no-pressure service dedicated to finding out if equity release is right for you. To be eligible for equity release, you'll need to be aged 55 or over with a UK home worth £70,000 or more. 

As part of the service, HUB Financial Solutions Limited continue to offer video and phone calls until it's safe to arrange face to face home visits.

How a specialist equity release adviser can help

Here are just some of the reasons to choose the Saga Equity Release Advice Service:


No obligation to proceed – You’ll never be pressurised into taking out equity release. In fact, 46% of people who speak to our advisers are advised that equity release is not right for them. This is based on customers who booked a first appointment through the Saga Equity Release Advice Service between January and December 2020.


No upfront costs – An advice fee is only payable if you decide to go ahead with equity release. The fee is a competitive £750, but this will be waived if you’re a Saga customer who has access to Saga's customer benefits.

Two-way process – When you speak to an adviser you will have a thorough discussion about your individual circumstances and your wishes for the future.

Financial review – Your adviser will put together a personal financial report based on the information you provide.

Free state benefit check – A review will be done to ensure you’re receiving everything you’re entitled to. You’ll also be advised if equity release could affect any benefits you currently receive.


Alternatives explored – It’s essential to find the right financial solution for you, so your adviser will help you look at alternative ways to access the funds you need.


Carefully selected providers – If equity release is suitable for you and you wish to proceed, your adviser will recommend a product that complies with Equity Release Council standards.

Equity release is a big step as it will reduce the value of your estate and can affect eligibility for means-tested state benefits.

You can call the Saga Equity Release Advice Service on 0800 096 7120. Lines are open Monday to Friday, 9am to 5pm (excluding bank holidays).

Peace of mind

Equity Release Council LogoThe Saga Equity Release Advice Service and HUB Financial Solutions Limited are members of the Equity Release Council. This industry body ensures that all equity release products are safe and suitable for customers.

As members of the council, both Saga and HUB Financial Solutions Limited follow its strict Statement of Principles that protects customers at every stage of the equity release journey. Find out more about the Equity Release Council.


HUB Financial solutions Limited will pay us an introductory fee if you decide to take out equity release. You can find out more about the service and fees on the Important
information page
.