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Important information about Saga Equity Release

For more information call the Saga Equity Release team today to help you find out whether equity release could help you. Saga Equity Release is provided by HUB Financial Solutions Limited.

0800 096 7120

Monday to Thursday, 9am to 8pm,

Friday, 9am to 5.30pm,

excluding Bank Holidays

What costs are involved in Saga Equity Release?

Advice fees

Advice given by Saga Equity Release is absolutely free, meaning you'll be able to discover the facts about releasing equity from your home without having to pay an advice fee, whether or not you decide to go ahead.

Saga Lifetime Mortgage features

Some of the features of the exclusive Saga Lifetime Mortgage are subject to terms and conditions, please make sure you are aware of them and if you have any questions the Saga Equity Release team will be happy to answer them.

Specialist report

If a specialist report is required by Just, you will need to cover the cost of this. This type of report is usually only required if the valuer has any concerns about damp, surrounding trees or the structure of the property.

Legal fees

As with all mortgages, you will need a solicitor. They will provide you with independent advice and carry out the necessary legal work required.

Solicitor fees will very depending on the amount of legal work required to complete on your product. You may be able to find a solicitor offering a fixed fee service. On average you can expect to pay around £650 for their services.

Set-up and valuation fees

With the Saga Lifetime Mortgage there are no set-up or valuation fees to worry about.

Who is involved?

Saga Equity Release

Taking out equity release is a big decision but the pay-off could be life-changing. We can’t stress enough the importance of considering all the facts, knowing how much equity release could cost and getting specialist, no-obligation advice from a source you can trust. That’s why Saga have chosen HUB Financial Solutions Limited to provide Saga Equity Release. They will pay us an introductory fee if you do decide to take out a product.

HUB Financial Solutions Limited

Our chosen provider for Saga Equity Release is HUB Financial Solutions Limited, a business committed to finding the right financial solution for people approaching, or in, retirement. Saga Equity Release is a no-obligation service and there's no charge for the advice you receive. HUB Financial Solutions Limited, part of Just Group plc, is authorised and regulated by the Financial Conduct Authority.

The product available through Saga Equity Release is the Saga Lifetime Mortgage, which can be tailored to meet your individual needs and circumstances. It's available only to customers who use this service and it’s provided by Just.


Just are a leading provider of lifetime mortgages and have helped their customers release more than £4.9bn from their properties. Just has developed an exclusive product for Saga Equity Release customers: the Saga Lifetime Mortgage. If this is recommended to you and you decide to proceed, you won't pay any set-up or valuations fees. Just is a trading name of Just Retirement Money Limited. Just Retirement Money Limited, part of Just Group plc, is authorised and regulated by the Financial Conduct Authority.

Saga Personal Finance

We’ve been serving the personal finance needs of the over 50s for more than 20 years, in which time we’ve developed a range of products to help you make the most of your money. Saga Personal Finance is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (Company No. 3023493). Registered office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Saga Personal Finance Limited is authorised and regulated by the Financial Conduct Authority.