If you want to cancel your car insurance, please call us on 0800 056 9167.
Cancellation - Before the policy has started
If you wish to cancel your policy after getting your documents but before your cover has started, you'll get a full refund of the premium paid.
Cancellation - Within the first 14 days
If you wish to cancel your policy within the first 14 days of getting your policy documents, and your cover hasn't started yet, you will receive a full refund.
However, if your cover has started, you'll get a pro-rata refund of your premium based on the cover you have had. Once your cover has started, the arrangement fee will not be refunded and Saga will charge an admin fee for cancelling your policy unless you have a Saga Plus policy that started on or after 1 November 2021. If this is the case, there will be no admin fee to pay if you choose to cancel.
Cancellation - After the first 14 days
After the 14 days, you can choose to cancel your car insurance at any time. A £50 cancellation charge may be applied if you cancel midway through your policy term (reduced to £5 if cancelling within the first 20 days). If you have a Saga Plus policy that started on or after 1 November 2021, there will be no admin fee to pay if you choose to cancel. The arrangement fee is non-refundable if your cover has already started. You will receive a pro-rata refund for your insurance policy if no claim has been made.