Cover that goes further than you might expect

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With Saga Home Insurance you will get 5 Star rated buildings and contents cover that goes further than you might think. We offer two levels of cover - Home Insurance and Premier Home Insurance - which have many great features, including:
  • A personal claims manager and cover for the cost of alternative accommodation if you need to move out of your home due to a claim
  • Worldwide protection for your credit cards, debit cards and cash up to £500
  • Cover for underground pipes following accidental damage to those you are responsible for between your property and the mains
  • NEW - Legal Expenses with Personal Cybercrime Cover is an additional option giving you support and solutions for legal and digital matters. Find out more about Legal Expenses cover

Take a look below at the high levels of cover we offer:

Cover and benefits Home Premier
Up to £1,000,000 buildings cover and up to £100,000 contents cover available


New for old replacement of items if repair is not feasible, such as a broken mirror

No need to specify single items worth less than £2,500 such as jewellery and paintings kept within the home

Accidental damage cover in the home, for incidents such as dropping a laptop or hammering a nail through a pipe Optional
Personal belongings cover for items away from home such as mobile phones and tablets Optional
No Claim Discount, to help keep down future premiums if you do not make any claims

Replacement of matching pairs or sets of items, such as earrings or three-piece suites, if we cannot repair or replace individual items to match

Please note: some of the above cover examples depend on whether you have a buildings or contents policy.  

If you need a higher level of cover, Saga TailorMade Home Insurance offers higher levels of buildings and worldwide contents cover and includes accidental damage cover as standard.

Saga's range of insurance products is designed specifically for our customers and is unique to us. Saga Home Insurance is provided by a number of insurers that all meet our high standards of quality and service.

What our customers say about Saga Home Insurance





Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.