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Renters insurance

House contents cover for tenants aged 50 and over
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Defaqto Expert Rated 5 Star 2014 to 2021

Saga Home Insurance - Renters and Tenants

Our 5 Star rated contents cover includes…

  • Choice of £75,000 or £100,000 cover levels
  • Optional Legal Expenses cover if you have a dispute with your landlord such as unlawful eviction
  • Alternative accommodation up to £25,000 for you and your pets, plus temporary storage of your contents, if your home is uninhabitable following a claim
  • £2,000,000 cover for liability as an occupier of your rented property
  • New for old replacement of items if repair is not feasible
  • Cover for improvements you have made as a tenant, such as fixed tiles and flooring.

3-year fixed price cover

Fix the price of your home insurance for 3 years. If nothing changes, neither should your price.

If you choose our Saga Home contents cover level, we’ll fix this year’s price for the next two renewals, so if you choose to stay next year and you haven’t made any changes, your price will be the same. See the terms and conditions and find out more about our 3-year fixed price cover.

If you are renting your property it is normally the responsibility of your landlord to purchase buildings insurance, which covers the structure of your home and outbuildings.

A choice of cover levels

Cover and Benefits Saga Essential Saga Home
Contents cover up to £100,000 Yes Yes
New for old replacement of items if repair is not feasible Yes Yes
Cover for liability as occupier of your rented property up to £2,000,000 Yes Yes
Replacement of matching pairs or sets if we cannot repair or replace individual items to match No Yes
Damage to your contents by pets No Yes
Cover for food and drink kept in your fridge or freezer £500 Up to sum insured
Personal belongings covered outside the home Optional £10,000
Legal cover if you have a dispute with your Landlord, such as unlawful eviction Optional Optional
3-year fixed price, if nothing changes over the next three years, neither will the cost of your policy No Yes

If you require more than £100,000 cover for your contents please call 0800 096 3251 or see Saga TailorMade Home Insurance.