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Renters insurance

Home contents insurance for tenants aged over 50
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Defaqto 5 star rated

Saga home insurance for tenants

Our 5-Star rated contents cover includes…

  • Choice of £75,000 or £100,000 cover levels
  • Optional Legal Expenses cover if you have a dispute with your landlord such as unlawful eviction
  • Alternative accommodation up to £25,000 for you and your pets, plus temporary storage of your contents, if you have to move out of your home during a claim
  • Cover for your liability as a tenant up to £15,000 with our Saga Plus cover and £5,000 with Saga Select.
  • New for old replacement of items if repair is not feasible
  • Cover for improvements you have made as a tenant such as fixed tiles and flooring.

Choose Saga Plus and your price will stay the same for three years

If you choose our Saga Plus contents cover level, as long as your policy details stay the same, your contents insurance price won't go up for three years, even after most claims*.

*Based on claims made in 2019 and 2020.

See the terms and conditions and find out more about our 3-year fixed price cover.

Another benefit of Saga Plus Home Insurance is that you're not tied in at all. If you choose to cancel your policy, we won't charge a cancellation fee.

If you're renting your property it's normally the responsibility of your landlord to purchase buildings insurance, which covers the structure of your home and outbuildings.

A choice of cover levels

Cover and Benefits Saga Select Saga Plus
Contents cover up to £100,000 Yes Yes
New for old replacement of items if they can't be repaired Yes Yes
Cover for your liability as a tenant Up to £5,000 Up to £15,000
Replacement of matching pairs or sets if we can't repair or replace individual items to match No Yes
Damage to your contents by pets No Yes
Cover for food and drink kept in your fridge or freezer £500 Up to sum insured
Personal belongings covered outside the home (Up to £2,500 per item) Optional £10,000
Legal cover if you have a dispute with your landlord, such as unlawful eviction Optional Optional
3-year fixed price - if your policy details stay the same you can expect to pay the same price for 3 years, even after most claims* (T&C apply) No Yes

Get a quote

If you require more than £100,000 cover for your contents please call 0800 096 3251 or see Saga TailorMade Home Insurance.