Travel insurance cover in Europe
Saga Travel Insurance offers cover for short or long trips. We also offer cover for many pre existing medical conditions.
For those going to Europe, it is a good idea to take a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) with you. An EHIC – which, once it expires, can be replaced with a GHIC – allows UK residents travelling within the European Union of 28 countries, Switzerland and the wider European Economic Area (that also includes Iceland, Liechtenstein and Norway) access to state provided healthcare at a reduced cost, and sometimes for free.
Remember though that these cards should be treated as additional cover to your travel insurance, rather than as an alternative, even in terms of healthcare. What level of treatment you are eligible to receive under an EHIC, or GHIC, depends on the country you are visiting, and you may still need assistance from your travel insurance provider.
If you are taken ill or injured whilst abroad and need to fly home earlier or later than scheduled, travel insurance can assist you. Travel insurance can also help with paying for additional accommodation as a result of needing treatment or private medical care. Our travel insurance policies cover medical assistance, and if you have reduced the costs by first using your EHIC or GHIC, then at Saga Travel Insurance we will waive the excess.
Our travel insurance policies are developed for over 50s holidaymakers. With no upper age limit on our policies, we can insure anyone over 50 – and the main policy holder can add other members of their family or friends, even if they are under the age of 50.
Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, which meets our high standards of quality and service.