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Travel insurance after Brexit - your questions answered
(Last updated 01/02/2021)
Here are the answers to some of the questions you may have about travelling to the EU.
UK citizens are still be able to visit Europe but there may be extra steps that you’ll need to take to ensure your trip goes smoothly, such as checking your passport or getting travel insurance that covers your healthcare.
The government has all the information you need for visiting Europe after 1 January 2021.
Please note that there may be travel restrictions in place due to COVID-19. You should check the current travel advice before making arrangements or travelling to your destination.
Can I take out insurance for a trip to Europe?
Yes. If you have already booked a trip and you don’t have a travel insurance policy, it could be a good idea to take out insurance as soon as possible. This will ensure you are covered for anything unexpected, including cancellation.
If you are currently planning a trip, it is advisable to take out insurance when you book the holiday. The government is advising people to take appropriate travel insurance with health cover before travelling to the EU.
Can I still buy an annual travel insurance policy that covers Europe?
Yes. Saga still offers multi-trip policies that cover Europe.
Is my passport still valid?
The government advises that your passport may need to be renewed earlier if you are travelling to the EU, although this does not apply to travel to Ireland.
You can check the validity of your passport on the GOV.UK website.
Can I still use my European Health Insurance Card (EHIC)?
Yes, if you already have an EHIC it will remain valid until its expiry date. After that, you’ll be able to apply for a free Global Health Insurance Card (GHIC).
If you have a trip booked, choose Saga Travel Insurance for cover that gives you confidence.
Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, which meets our high standards of quality and service.