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Please note, from 6pm on 13th March 2020, any new Saga Travel Insurance policies will not provide cover for any claim caused by or relating to Coronavirus Disease (COVID-19).

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Travel insurance after Brexit - Your questions answered

(Last updated 29/01/2020)

Having travel insurance in place will mean you can continue to plan your European holidays with confidence, whatever happens next.

Here are the answers to some of the questions you may have about travelling after Brexit.

What will change after we leave the EU on 31st January?

The UK is on track to enter a transition period after 31st January, this means that all travel requirements and arrangements will remain the same until at least the end of December 2020.

Mark Tanzer, ABTA Chief Executive, says, “The UK is primed to enter a new Brexit phase from 31 January, when trade talks begin, and when it does nothing will change when it comes to travel.

This means that valid passports can still be used, EHIC cards will still be valid and the same gates can be used at border check points. People can continue to make their travel plans with confidence that things won’t change until at least the end of 2020."

The UK travel association, ABTA, has Brexit advice for travellers that can be found at

Can I take out insurance for a trip that departs after Brexit?

Yes. If you have already booked a trip and you don’t have a travel insurance policy, it could be a good idea to take out insurance as soon as possible. This will ensure you are covered for anything unexpected, including cancellation. If you are currently planning a trip, it is advisable to take out insurance when you book the holiday.

Can I still buy an annual travel insurance policy that covers Europe?

Yes. Saga will still offer multi-trip policies that cover Europe.

Can I make a claim on my insurance if my holiday is cancelled?

If, as a result of Brexit, an unexpected event occurred that you could not have been aware of at the time of buying your policy, you would be able to claim subject to normal policy conditions.

Will my passport still be valid?

When the UK leaves the EU, there will be new rules for UK passport holders travelling to most European countries. You’ll need to check whether your UK passport meets the new requirements. Most people will be unaffected, but if your passport is nearing the end of its validity you may need to renew it earlier than planned.

You can check the validity of your passport and find out more by visiting:

If you have a trip booked, choose Saga Travel Insurance for cover that gives you confidence.

Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, which meets our high standards of quality and service.

* 52% of customers who purchased a new Saga Travel Insurance policy online between January and June 2020 received a discount of 17% or more.