Saga Home Insurance - Buildings cover

Home car multi year Defaqto logo 2019

Our 5 Star rated buildings cover includes...

  • Accidental damage cover for cables, tanks and underground pipes serving your home for which you are responsible
  • Alternative accommodation up to £100,000 and a personal claims manager if your home is uninhabitable following a claim
  • Cover when your home is unoccupied for up to 60 days in a row, such as if you go on an extended holiday
  • Optional accidental damage cover for fixtures and fittings, such as fitted kitchen units and your bathroom suite. Please note this is only included with our Home Insurance cover level

Saga’s 3-year Price Promise

If nothing changes over the next three years, neither will the cost of your policy.

Our Home Insurance cover level now includes our Price Promise. This means we’ll fix this year’s price for the next two renewals, so if you choose to stay next year and you haven’t made any changes, your price will be the same. View terms and conditions and find out more about our 3-year Price Promise.

A choice of cover levels

Situation Essential Insurance Home Insurance
A violent storm damages your roof

You lose your keys and need new locks fitted to your doors

You need to stay in alternative accommodation while your home is being repaired following a claim

You put a hot pan on the kitchen worktop and damage the surface Optional
You damage the bath while doing DIY and it can’t be repaired or replaced to match the basin and toilet – we will replace the whole set

If you require more than £1,000,000 to rebuild your home, please call 0800 096 3251 or see Saga TailorMade Home Insurance for more information.