Do I need travel insurance for the UK?

Many people consider travel insurance for UK-based holidays to be an unnecessary expense; with people often opting out of insurance cover for holidays they take at home.

The financial safety-net of the NHS is a definite load off any traveller’s mind for trips undertaken on home turf. But having cover isn’t just about having the money to cover any unexpected medical bills, it’s also about ensuring you have something in place for lost luggage or stolen money for instance.

Why should I get travel insurance for a UK holiday?

Less than half of travellers decide to take out travel insurance before a holiday in the UK. Knowing that the bill will be footed for medical assistance or emergencies is enough peace of mind for most people, but what happens if you end up falling ill just before your holiday and have to cancel as a result? Saga’s Travel Insurance policies cover cancellations, including any fees incurred as a result.

Wherever you decide to travel, it could mean putting your belongings at risk during some part of your journey. Baggage can be lost or misplaced when tourists travel to their holiday destinations, as they go out of sight in the hold of a coach, or on a short flight. Saga’s Travel Insurance means you no longer need to worry about any lost, stolen or damaged property - all your belongings are covered should anything unfortunate happen (limitations and exclusions apply).

What does Saga’s UK Travel Insurance cover?

  • Cancellation fees – in the event you have to cancel or cut short your holiday due to an unforeseen circumstance such as bereavement or illness, Saga can help recover the cost. Holiday cancellations can be pricey, and pre-booked payments for hotels and transport can add up
  • Baggage and Belongings – should your belongings be lost, stolen or damaged, Saga’s Travel Insurance policy ensures you’re fully covered. Some people tend not to bother claiming on their home and contents insurance in order to keep their no claims discount, but Saga’s Travel Insurance allows you to claim without this hassle
  • Medical expenses – if you are taken ill or are injured on your trip and cannot return home at your scheduled time or using your return ticket, we will pay up to £5,000 for the cost of getting you home.

Make sure you’re fully covered, even for UK-based trips as well as any trips abroad. Find out more about how you can benefit from having cover at home and abroad by viewing our policy booklet.

Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Travel Insurance is underwritten by Great Lakes Insurance SE, UK Brand, which meets our high standards of quality and service.

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