Skip to main content

Single trip travel insurance

Perfect for a short break or a longer holiday up to 120 days in duration.

Up to 30% online discount*

Get a quote Retrieve a quote Contact us
Saga Travel Insurance Defaqto Logo

Single trip travel insurance

Single trip policies are most suited to those planning a one-off trip, a holiday abroad, or even a couple of short stay city breaks. Our single trip travel insurance covers you for a trip of up to 120 days anywhere in the world.

Benefits of Saga Travel Insurance

  • Travel for up to 120 days
  • Tailored for the over 50s with no upper age limit
  • Cover for many pre-existing medical conditions
  • Up to £10,000 cancellation cover
  • Up to £10 million emergency medical cover
  • Up to £5,000 baggage cover.

Extra benefits at no extra cost

As well as cover you would expect from a travel insurance policy, we go further to include at no extra cost some aspects you may not expect as standard, such as:

  • Up to £1,500 for a replacement flight
  • Up to £1,500 enforced stay cover
  • Up to £5,000 substitute accommodation cover
  • Up to £10,000 abandonment cover.

Find out more about our single trip cover levels.

To learn more about how we go above and beyond for our customers, take a look at Why choose Saga Travel Insurance.

Travel helpline - We’re there for you 24/7

  • English-speaking travel assistance helpline – our friendly team will be there for you 24 hours a day for advice before and during your trip
  • They can help you trace lost luggage, replace lost or stolen passports and help you with translation and interpretation
  • They can also give you advice on vaccinations and provide local information before you go away.

Medical assistance when you’re away

We can help you get medical assistance if you fall ill by directing you to a pre-approved practice, while your policy will cover the costs involved. Where needed, we can even arrange for you to come home to continue treatment in the UK, and cover the cost of cutting short your trip.

Cover for your friends and family

Our single trip travel insurance is tailored for the over 50s but family and friends under 50, who are travelling with you, can be added to your policy too.

Both our single trip and annual multi-trip policies include the following features:

Policy limits for each insured person per trip Excess applicable per claim
Cancellation Up to £10,000* Yes
Missed departure Up to £1,000 No
Delayed departure Up to £35 for the first 12 hour period, £15 for each 12 hour period after that No
Abandonment Up to £10,000 Yes
Delayed baggage Up to £250 No
Lost, stolen or damaged baggage Up to £5,000 (£600 single article limit and £1,000 total valuables limit) Yes
Emergency medical and associated expenses Up to £10,000,000 Yes
Hospital benefit Up to £25 for each 24 hour period (£1,000 maximum) No
Personal accident Up to £30,000 (£1,000 if aged under 16, £15,000 if over 70) No
Criminal injury benefit Up to £30,000 No
Substitute accommodation Up to £5,000 Yes
Enforced stay Up to £1,500 Yes
Loss of passport Up to £350 No
Personal money Up to £500 (£300 limit for cash) (£100 limit for cash if aged under 16) Yes
End supplier failure Up to £1,500 No
Pet care Up to £25 for each 24 hour period (£300 maximum) No
Hijack and mugging Up to £50 for each 24 hour period (£1,000 maximum) No
Air rage Up to £1,000 No
Personal liability Up to £2,000,000 Yes
Legal expenses and advice Up to £50,000 No

*Unless you have opted to change or remove this limit, in which case it will be shown on your policy Schedule.

Optional cover: Winter Sports

Policy limits for each insured person per trip Excesses per claim
Equipment Up to £750 for your equipment
Up to £550 for hired equipment
Delay due to avalanche Up to £300 No
Piste closure Up to £30 or £40 for each day (£400 maximum) No
Ski pack Up to £350 No
Inability to take part in winter sports activities £20 for each day (£200 maximum) No

Destinations and regions

Our single trip policies cover all destinations. However, we are unable to provide cover if you travel to an area that the Foreign, Commonwealth and Development Office has advised against travelling to.

Single trip policies
Single trip policy All destinations Up to 120 days' cover per single trip policy

How does it compare to annual multi-trip cover?

Annual multi-trip travel insurance is suitable for those who plan to travel more than once a year. If you are only travelling once in a 12-month period, single trip travel insurance may be more suitable for you.


Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, which meets our high standards of quality and service.

*52% of customers who purchased a new Saga Travel Insurance policy online between January and June 2020 received a discount of 17% or more.

Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.