Single Trip Insurance for Over 50s

Travel insurance for single trips

Single trip travel insurance policies are most suited to those planning a one-off trip, a holiday abroad, or even a couple of short stay city breaks.

Saga Plus and Saga Standard single trip travel insurance covers trips up to 180 days in Europe, or 120 days anywhere else in the world. Saga Essential has a limit of up to 30 days worldwide.

To help you find the right cover for your travel plans, we have three levels of single trip travel insurance to choose from – Saga Essential, Saga Standard and Saga Plus. See how our cover levels compare.

Policy benefits	Saga Essential	Saga Standard	Saga Plus
Cancellation	Up to £2,500 per trip based on trip cost (Option to reduce to £0)	Up to £5,000 based on trip cost (Option to reduce to £0)	Up to £15,000 based on trip cost (Option to reduce to £0 or increase to £40,000 via phone referral)
Missed departure		Up to £500	Up to £1,000
Delayed departure	Up to £35 for the first 12-hour period, £15 for each 12-hour period after that (up to £215 max)	Up to £35 for each 12-hour period (£215 max)	Up to £50 for each 12-hour period (£300 max)
Abandonment	Up to £2,500	Up to £5,000	Up to £15,000
Delayed baggage		Up to £150	Up to £400
Lost, stolen or damaged baggage	Up to £1,750	Up to £3,000	Up to £7,500
Emergency medical and associated expenses	Up to £2 million	Up to £5 million	Up to £15 million
Hospital benefit		Up to £30 for each 24-hour period (£1,000 max)	Up to £50 for each 24-hour period (£1,500 max)
Personal accident		Up to £20,000 (£1,000 if under 16, £10,000 if over 70)	Up to £30,000 (£1,000 if under 16, £15,000 if over 70)
Criminal injury benefit		Up to £20,000	Up to £30,000
Substitute accommodation		Up to £1,500	Up to £5,000
Enforced stay		Up to £100 for each 24-hour period (£1,500 maximum)	Up to £100 for each 24-hour period (£2,000 maximum)
Loss of passport	Up to £250	Up to £500	Up to £750
Personal money	Up to £250 (£175 limit for cash, £50 if under 16)	Up to £500 (£500 limit for cash, £200 if under 16)	Up to £750 (£500 limit for cash, £200 if under 16)
Pet care		Up to £25 for each 24-hour period (£100 max)	Up to £25 for each 24-hour period (£200 max)
Hijack and mugging	Up to £50 for each 24-hour period (£1,000 max)	Up to £50 for each 24-hour period (£1,000 max)	Up to £50 for each 24-hour period (£1,000 max)
Air rage		Up to £1,000	Up to £1,000
Personal liability	Up to £2 million	Up to £2 million	Up to £3 million
Legal expenses and advice	Up to £50,000	Up to £50,000	Up to £50,000

Policy benefits	Policy limits
Equipment	Up to £750 for your equipment Up to £550 for hired equipment
Delay due to avalanche	Up to £300
Piste closure	Up to £30 or £40 for each day (£400 maximum)
Ski pack	Up to £350
Inability to take part in winter sports activities	£20 for each day (£200 maximum)

Policy benefits

Policy limits

Equipment

Up to £750 for your equipment

Up to £550 for hired equipment

Delay due to avalanche

Up to £300

Piste closure

Up to £30 or £40 for each day (£400 maximum)

Ski pack

Up to £350

Inability to take part in winter sports activities