You never know when the boiler in your buy-to-let property might break down. Boiler cover for landlords protects you and your tenants from unexpected eventualities, providing cover if the boiler, heating controls or main heating system suddenly fail.
Landlord boiler cover is an insurance policy that covers boiler failure in your buy-to-let property.
If the boiler breaks down and your tenants are left without heating or hot water, it’s your responsibility to get it sorted. Our boiler cover for landlords helps to cover the cost of repairing it, saving you from an expensive and inconvenient payout.
Boiler cover isn’t legally required, but it will make it easier to get the boiler repaired in your tenants’ home if anything goes wrong.
With Saga Home and Heating Emergency, we’re on hand to assist with claims 24 hours a day, seven days a week. Not only do we help cover the costs of repairing a boiler, saving you from worrying about your finances. We also appoint the required suppliers, saving you the struggle of finding qualified tradespeople at short notice.
Our landlord boiler insurance covers against complete boiler failure, which means partial failures and other circumstances aren’t covered. These include:
Home emergency cover is only for unforeseen failures and problems, so we can’t cover maintenance issues or problems that worse gradually over time. This isn't an exhaustive list. You should always check the Policy Book for full details of exclusions.
Your insurance doesn’t cover any events or emergencies that happen before the start of your insurance period or within the first 14 days. The 14-day restriction only applies to new policies - it doesn’t apply when you renew your cover.
Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Landlord Insurance is provided by Royal & Sun Alliance Insurance plc which meets our high standards of quality and service.
Saga Home Emergency Insurance is provided by Inter Partner Assistance S.A, part of the AXA group.
You can add landlord boiler and central heating cover as an optional extra when you take out landlord insurance. Get a quote for landlord insurance online, or give us a call to add Home and Heating Emergency to your existing insurance policy.
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Saga Landlord Insurance includes accidental damage and legal expenses as standard. And you’re also covered for accidental damage or vandalism by your tenants.
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