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Saga Contents Insurance

Up to £100,000 contents cover for the over 50s
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Defaqto Expert Rated 5 Star 2014 to 2021

Saga Home Insurance - Contents cover

Our 5 Star rated contents cover includes...

  • Choice of £75,000 or £100,000 cover levels – you can insure your contents for more through Saga TailorMade Home Insurance
  • No need to specify single items worth less than £2,500 such as jewellery and paintings kept within the home only
  • Up to £1,000 for lock replacement, if your keys are lost or stolen (or up to sum insured on our Saga Home cover level)
  • Optional £10,000 personal belongings cover for unspecified items up to £2,500 when you take them away from the home (included as standard with Saga Home)
  • Personal liability cover up to £2,000,000 anywhere in the world.

3-year fixed price cover

Fix the price of your home insurance for 3 years. If nothing changes, neither should your price.

If you choose our Saga Home contents cover level, we’ll fix this year’s price for the next two renewals, so if you choose to stay next year and you haven’t made any changes, your price will be the same. See the terms and conditions and find out more about our 3-year fixed price cover.

A choice of cover levels

Situation Saga Essential Saga Home
Your camera, DVD player and jewellery are stolen when your home is burgled Yes Yes
(Up to contents sum insured or up to £100,000)
Your garden furniture is stolen Yes Yes
(Up to £1,000 as standard, option to increase to £5,000)
While playing golf you accidentally hit someone with the ball and they wish to claim against your personal liability for their injuries Yes Yes
(Up to £2m)
You knock your TV off its stand and crack the screen Optional Yes
(Up to contents sum insured)
You drop your tablet on the kitchen floor and it breaks Optional Yes
(Up to contents sum insured)
You put your glasses on your chair and accidentally sit on them and break them Optional Yes
(Up to contents sum insured)
You lose your mobile phone while you're out for a walk Optional Yes
(Single item limit £2,500)
Your dog tears a hole in your three-piece suite No Yes
(Up to contents sum insured)
A friend spills red wine on your sofa and it can’t be cleaned or replaced to match the chairs – we will replace the whole suite No Yes
(Up to contents sum insured)
3-year fixed price, if nothing changes over the next three years, neither will the cost of your policy No Yes

For full details on what is covered by Saga Home and Saga Essential contents please see the policy book.

If you require more than £100,000 cover for your contents please call 0800 096 3251 or see Saga TailorMade Home Insurance.