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Landlord insurance Additional cover options

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Additional cover available

Saga Home Emergency

Home Emergency cover is available from £49.99 per year and provides unlimited call outs each year and up to £2,000 per incident.

We cover a range of emergencies such as:

  • Plumbing and drains, if your tenant have a blocked drain or a burst pipe
  • Electrical, if there is a partial or complete failure of internal electrics
  • Pest infestation, such as the removal of wasp or hornet nests and mice or rats
  • Security (i.e. glazing and locks) if your tenant has a smashed window that's causing a security risk or they've lost their keys and are locked out of their home.

Cover includes:

  • Emergency helpline available 24/7
  • Work done by approved tradespeople
  • Call out charges.

Choice of Home Emergency or Home and Heating Emergency cover levels:

Cover and benefits Home Emergency Home and Heating Emergency
Call outs allowed each year Unlimited Unlimited
Water supply pipe Yes Yes
Drainage and internal plumbing Yes Yes
Roof damage Yes Yes
Pest infestation Yes Yes
Security (i.e. glazing and locks) Yes Yes
Overnight accommodation each year 3 nights 3 nights
Partial or complete electrical failure Yes Yes
Complete boiler breakdown No Yes

Please note, claims cannot be made within the first 14 days of the policy. Our Home emergency cover is only for unforeseen failures and problems, so we can't cover maintenance issues or problems that worsen gradually over time.

Saga Home Emergency Insurance is provided by Inter Partner Assistance S.A. UK Branch, part of the AXA group.