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Additional cover options

Additional cover available with Saga Landlord Insurance

Additional cover available

Saga Home Emergency

Home Emergency cover is available from £49.99 per year and provides unlimited call outs each year and up to £2,000 per incident.

We cover a range of emergencies such as:

  • Plumbing and drains – such as a blocked drain or a burst pipe
  • Internal electrics – complete failure of internal electrics
  • Pest infestation – such as the removal of wasps' or hornets' nests
  • Security (i.e. glazing and locks) – such as a smashed window causing a security risk.

Cover includes:

  • Emergency helpline available 24/7
  • Approved tradesmen
  • No costly call-out charges
  • Guarantee on permanent repairs.

Please note, claims cannot be made within 14 days of the policy start date.

Rent Guarantee Cover

If your tenants stop paying their rent and refuse to move out, your rent will be covered while our legal team work through the process to evict them.

In addition, once your tenant has been evicted and the property is in a suitable condition to be let, we will cover 50% of the rent for a further three months or until a new tenancy agreement is in place, whichever is sooner.

We offer two levels of cover to protect you in the event that your tenant fails to pay their rent:

  • Up to £2,500 per month (£100,000 maximum). There is an excess equal to one month's rent
  • Up to £5,000 per month (£100,000 maximum). There is no excess to pay.