How to cut the cost of Christmas

Jennifer Newton / 30 November 2016 ( 06 November 2017 )

From the big food shop to bargain gifts, we’ve got seasonal savings wrapped up.



Feast for less… 

Nearly half of Brits (49%) are shopping online this Christmas according to research by YouGov. But whether you buy your groceries online or in-store, check first on mySupermarket for the best value. 

Eight ways to reduce your food spend

For example, Morrisons Whole British Turkey (available 20/12/17) is £4.15 per kg compared with Waitrose Free Range Turkey at £8.65 per kg. A turkey crown may cost more per kilo but it could be better value as there’s no waste – Tesco Finest Free Range Bronze Basted Turkey Crown is £14 per kg (available 20/12/17-23/12/17).

Bulk buy wine… 

Go online as it will save £££s plus you won’t have to lug it home! 

Tesco has free delivery on orders over £60, Sainsbury’s on orders over £100 Monday to Thursday after 2pm. Aldi too has launched an online wine store – look for its highly recommended wines, such as Estevez Pinot Noir, £28.74 for six, and you can get free standard delivery on most items in 3-5 days of placing your order. 

Saga has teamed up with Laithwaite’s Wine to offer you something special...

Use your smartphone...

Connect with family and friends abroad this Christmas without racking up the costs:

Whatsapp Free messaging and calls via the web. The app shows from your contact list who’s on WhatsApp too. Tap a contact to call.

What’s up with WhatsApp?

Viber With this app you can make free calls over the web on all of your devices – desk-top computers, laptops, tablets and smartphones.

Foocall Use this if you can’t rely on Wi-Fi for international calls. Phoning an Australian landline from the UK is 0.8p a minute, 2.5p a minute to a mobile.

FaceTime If you have an iPhone or an iPad and your friends or relatives have them as well, use FaceTime to get in touch.

How to FaceTime on your iPad

Save online but check…

The cost of postage and returns. Charges can often wipe out the saving of buying online.

What the returns policy is. You have 14 days by law to return items bought online but at Christmas many retailers give more time to return gifts. Amazon allows returns until January 31 on most items bought from November 1; Marks & Spencer 35 days, or until January 15 for items bought from September; John Lewis allows 90 days from purchase.

The delivery date, to ensure your gifts arrive before Christmas.

Section 75 of the Consumer Credit Act 1974. If you use your credit card to pay for goods costing over £100, you can get a refund through your credit-card provider if you can’t get one from the retailer.

Six worrying things about online shopping

Budget wrapping tips

Don't splash out on expensive wrapping paper, tags and bows – try these wallet-friendly tips for shabby chic wrapping instead.

Use plain brown paper to wrap your presents. The Post Office sells 6 metre rolls of brown parcel paper at just £2.39 each. 

Tie red ribbon from a craft or sewing shop round your parcel. Or buy a ball of thick twine at the garden centre and use that for a more rustic feel. 

Complete your shabby chic look with parcel tags. Rymans has Reinforced Strung Tags at a bargain price of £4.99 for 100. 

If you prefer traditional wrapping paper, look in Poundland for their Luxury Range of wrapping paper, and for gift bags and money cards. 

Christmas present wrapping ideas

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The opinions expressed are those of the author and are not held by Saga unless specifically stated.

The material is for general information only and does not constitute investment, tax, legal, medical or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.