Why move to a retirement village?

04 January 2016

It can be tempting to stay in familiar surroundings until circumstances dictate otherwise. What are the advantages of making the move now?

There are many compelling reasons why people choose to live in a retirement village and these reasons will differ from person to person. 

Look at your situation objectively, and if the idea of retirement village living sounds attractive but you do have reservations, here are some reasons why it might be an idea to make the move sooner rather than later.

Can I take my pet? What fees will I be charged? Common retirement village questions answered.

Not retired? Not a problem!

Despite its name, you do not have to be retired to live in a retirement village. You can be working and still qualify to live in a retirement village, purely on the basis of your age. 

It can vary from one local council to another, but generally you need to be over 55 or 60. If you are part of a couple, often just one of you needs to be this age, but do check the retirement village’s own regulations.

Take control of your future

It can be tempting to stay where you are until you are forced to make a decision about moving. Whether this is due to mobility issues, care requirements or other changes in circumstances, moving home once you actually need to can make the process more difficult or stressful. 

Moving to a retirement village that has a full range of services enables you to relax and enjoy life now, mindful that any future day-to-day aspects can be handled easily and without any upheaval.

Top questions to ask when looking around a retirement village.

All mod cons as standard

One of the attractive things about retirement villages is that they are likely to be ready for you to move in straight away with nothing needing to be done. They may be newly or recently built and you may very well be the first person to occupy the flat, apartment or house, so the decorating, flooring, appliances and fittings are all brand new. 

If you have been in your current home for a while, there are bound to be things that need attention and it is easy to ‘make do’ rather than face the upheaval of fitting a new bathroom or getting the staircase painted. Faced with a whole-house renovation, it is not surprising that the lure of a modern home is so appealing.

Confused by all the terms and phrases? Read our retirement village jargon buster.

A buyer’s market

The property market in the UK has reached an unprecedented stalemate. Older generations currently own 85% of larger, family-sized homes that are snapped up by growing families. 

Unfortunately, anyone looking to sell their house and move to a smaller home will find themselves competing with a burgeoning number of first-time buyers. More and more retirement villages are being built so there are homes ready and waiting, designed specifically for you.

Why choose a retirement village?

A protected balance of life

There is no denying that the rate of modern life is louder, faster, busier and more hectic than ever before. Retirement villages are purposefully designed, resulting in a defined environment that is not at risk of being over-developed or having its character dramatically changed. 

This environment supports a sense of community, neighbourliness and mutual consideration which can be lacking in residential areas that are more fragmented.

Retirement Living Guide

For further information about retirement living and how to find your perfect home, download and read our complete guide to Retirement Living and Villages.

The opinions expressed are those of the author and are not held by Saga unless specifically stated.

The material is for general information only and does not constitute investment, tax, legal, medical or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.